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How can I find a job where I can start working as soon as possible?
My name is Mary J, it has been months since I've been searching for a job in my area with no success. My credit score is getting low since I'm not able to pay for it and I can't find any side jobs that can keep me going through the next few months. I've tried looking for internships but it has been a little difficult due to covid. I'm in a bad spot, my bills are coming through and I start my classes next month. How can I find a job where I can start working as soon as possible? #jobs #unemployed #employ #employment
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Doc’s Answer
Mary Stop Creating More Debt – This alone won’t get you out of debt, but at least your debt won’t get worse. If you continue adding debt, it will be much more difficult to make progress on reducing your debt, if you make any progress at all. Late payments can be devastating to your credit score. A low credit score can make it more difficult to qualify for new credit later, and it can also impact your ability to rent an apartment or get a cell phone in your name. Negative marks, including late payments, can remain on your credit history for up to 7-years. If you struggle with learning how to develop a good budget so you can get your debts paid on time each month, you may consider using a credit counselor to get back on track. Consumer credit counseling agencies are nonprofits that will help you find a workable solution to financial problems. When considering a credit counselor, it's important to use caution. Be careful and know what to look for to find legitimate credit counseling services that will reduce, not add to, your debt. Depending on the amount of your debt, the counselor might recommend a debt management plan where you make monthly payments to the agency, and they pay your creditors. The counselor will negotiate late fees, lower interest rates, and term extensions with your creditors. Check the Better Business Bureau, the local consumer protection agency, and the National Foundation for Credit Counseling about the legitimacy of a list of potential counseling agencies.
Good Luck Mary
Consider attending school in-state or take core classes at a community college. They may offer a lower sticker price. Make sure that your prospective college will allow transfer credits.
Comparison shop on your living arrangements. Compare on-campus with off-campus with living at home (if that’s possible). An apartment may sound great, but it could add to your living expenses.
Ask friends and family for money for your college fund. Instead of gift cards, ask for contributions for your college savings. Even better, see if your college savings plan offers a gifting program where gifts can be contributed directly.
You also might want to consider applying for scholarships and grants offered by outside institutions. These are typically available to particular fields of study, demographics or talent — like athletics or the arts. You can even find unusual scholarships out there for everything from being tall to making a dress out of duct tape.
Depending on your financial situation, it might make sense to take a semester off to work full-time and save up more money. It’s not an ideal situation, but it can be a lot better than taking out thousands of dollars in private loans, which you’ll need to pay back with interest.
Good Luck Mary
Doc recommends the following next steps:
Thank you for your continued support Kim. What we get by achieving our goals is not as important as what we become by achieving our goals.
Doc Frick
Updated
Sarah’s Answer
Hi Mary,
I would recommend doing Uber or a food delivery job if you have a car. That way you can work on your time and earn money right away. I believe those companies only verify you have a car, no background checks or anything that takes time. There are also jobs like pet walking/sitting (Rover, Wag). Babysitting or house cleaning are also jobs where you can start right away.
Hope this helps!
I would recommend doing Uber or a food delivery job if you have a car. That way you can work on your time and earn money right away. I believe those companies only verify you have a car, no background checks or anything that takes time. There are also jobs like pet walking/sitting (Rover, Wag). Babysitting or house cleaning are also jobs where you can start right away.
Hope this helps!
Updated
David’s Answer
Hey Mary J,
I can understand your struggle. So many people right now are going through exactly what you hare going through. You are not alone! I would suggest looking for opportunities outside of your comfort zone or even past experiences. I started with Verizon 16 years ago and planned just to work part-time while I searched for my dream career. Little did I know that 16 years later I would have had so many great experiences and learned so much.
I say that to say, even if the role or organization doesn't seem to align with your long-term goals, reach outside of your comfort zone. I'll even say, try Verizon. We offer part-time solutions specialist positions and the pay and benefits are very competitive. Who knows where it might take you.
Best of luck to you!
I can understand your struggle. So many people right now are going through exactly what you hare going through. You are not alone! I would suggest looking for opportunities outside of your comfort zone or even past experiences. I started with Verizon 16 years ago and planned just to work part-time while I searched for my dream career. Little did I know that 16 years later I would have had so many great experiences and learned so much.
I say that to say, even if the role or organization doesn't seem to align with your long-term goals, reach outside of your comfort zone. I'll even say, try Verizon. We offer part-time solutions specialist positions and the pay and benefits are very competitive. Who knows where it might take you.
Best of luck to you!
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Amanda’s Answer
For anyone struggling with unemployment right now I hope things turnaround for you very soon!
Without knowing what your skill set is or general location (rural, urban, suburban) it's hard to provide direction of opportunities.
However, I will take a stab at offering a few suggestions for you.
Depending on your location you could start with positions that allow you to make your own hours and without restriction:
Insta Cart, Uber Eats, Shipt, Door Dash are all ways to make some quick cash while you search for a steady position.
During the holidays most large box stores look for additional workers as well such as Walmart, Target, Costco, ect..
Grocery stores have seen a huge influx of shoppers and the demand for workers is high. I know where I live there are tons of employment opportunities.
The biggest thing to consider right now is all of these positions will help to fulfill your need for funds. They might not all be ideal but something is better than nothing.
I wish you the best of luck!
Without knowing what your skill set is or general location (rural, urban, suburban) it's hard to provide direction of opportunities.
However, I will take a stab at offering a few suggestions for you.
Depending on your location you could start with positions that allow you to make your own hours and without restriction:
Insta Cart, Uber Eats, Shipt, Door Dash are all ways to make some quick cash while you search for a steady position.
During the holidays most large box stores look for additional workers as well such as Walmart, Target, Costco, ect..
Grocery stores have seen a huge influx of shoppers and the demand for workers is high. I know where I live there are tons of employment opportunities.
The biggest thing to consider right now is all of these positions will help to fulfill your need for funds. They might not all be ideal but something is better than nothing.
I wish you the best of luck!
Updated
John’s Answer
You can also find an employment agency who can hunt for jobs for you, contact the local Chamber of Commerce who may be able to connect you to some companies.
Updated
Kim’s Answer
Mary,
Times are definitely tough right now. The places that seem to be doing the most hiring are order fulfillment centers/ warehouses/delivery services (Amazon, Uber, etc.). Also grocery shopping services, order selectors, etc. When things are tight, and it's a matter of survival, you take whatever you can get. Please don't hesitate to apply for social service programs such as food stamps. I've known too many people who had too much pride to do so, and it only got worse for them. Also, if they are in a position to help, relatives should be called upon as well.
Things will turn around, but not soon enough! So, do your best, talk to your creditors (some are understanding, most are not), use credit as sparingly as possible. Once you start working again, try to find lower rate credit cards you can transfer your balances to and get rid of the high rate cards.
I don't know if you are in school full or part time. If fulltime, you may need to consider going part time while getting caught up financially. Consider all your options, regardless how unattractive they might be. There's a way through this!
Kim
Times are definitely tough right now. The places that seem to be doing the most hiring are order fulfillment centers/ warehouses/delivery services (Amazon, Uber, etc.). Also grocery shopping services, order selectors, etc. When things are tight, and it's a matter of survival, you take whatever you can get. Please don't hesitate to apply for social service programs such as food stamps. I've known too many people who had too much pride to do so, and it only got worse for them. Also, if they are in a position to help, relatives should be called upon as well.
Things will turn around, but not soon enough! So, do your best, talk to your creditors (some are understanding, most are not), use credit as sparingly as possible. Once you start working again, try to find lower rate credit cards you can transfer your balances to and get rid of the high rate cards.
I don't know if you are in school full or part time. If fulltime, you may need to consider going part time while getting caught up financially. Consider all your options, regardless how unattractive they might be. There's a way through this!
Kim
Updated
Dr. James’s Answer
Have you tried a google search? Google offers free job searches. If you have Facebook and LinkedIn, they also offer free job searches in your local area. You may not find a job in the area or field that you are particularly interested in but you will find jobs. I hope this helps.