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What is the reality when coming out of college Will I have a crazy amount of debt and have to worry about getting a job when I graduate? Or will I be okay but just keeping my head above water for a bit?

Do I need to be saving a bunch of money as a college freshman? I’m worrying I won’t be able to buy a house when i’m older.

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Naga’s Answer

Finding a job right after you graduate can be challenging. It's not because you lack skills, but because the job market is competitive and some industries take longer to hire. This time can feel stressful, but it's also a chance to explore, learn, and start shaping your adult life. There are ways to manage student loans, like income-based repayment plans, grace periods, and even forgiveness programs if you work in fields like public service.
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Jerome’s Answer

The answer depends on how you approach your time in college. I would strongly encourage you to not take out loans that you don’t need. There will be times that a lot of money seems to be thrown your way, but keep in mind there is an opportunity cost.

If you can pay for things as you go and keep your loans at a minimal amount, it is possible to get out of college without huge debt. Unfortunately, I didn’t have guidance and my monthly student loan payments were around $800 a month earlier in my career.
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Ashley’s Answer

If you only borrow what you truly need, you'll be in good shape. I didn't work during school, and it took me about 10 years to pay off my student loans at $250 a month. I strongly suggest you try to get as many internships as you can in your chosen field while studying. This will give you real-world experience and help you make connections to find a job after you graduate.
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ANAMIKA’s Answer

Plan your steps carefully. Achieving a high rank can help you avoid taking a loan and stay debt-free. If you do need a loan, be ready to manage that debt as part of your financial path. Focus on balancing your money plans, career progress, and staying patient. The first years after graduating might be tough, but things usually get better over time.
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