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How come you don't need schooling for Insurance?
does Insurance need a liscnece
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5 answers
Justin Shapiro
Accounting | Finance | Financial Systems | Non-Profit Volunteer
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Charlotte, North Carolina
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Justin’s Answer
Hi Pete,
To sell insurance policies (e.g., life, health, auto, or property insurance), you’ll need an insurance license. This requirement ensures that agents fully understand the products they’re selling and can provide clients with accurate guidance. Each state or country typically has specific licensing requirements, which often include completing a pre-licensing course, passing a licensing exam, and sometimes fulfilling continuing education to maintain the license.
You can view the licensing requirements for each state here: https://www.findlaw.com/consumer/insurance/insurance-agent-license-requirements-by-state.html
Best of luck with your journey in insurance!
To sell insurance policies (e.g., life, health, auto, or property insurance), you’ll need an insurance license. This requirement ensures that agents fully understand the products they’re selling and can provide clients with accurate guidance. Each state or country typically has specific licensing requirements, which often include completing a pre-licensing course, passing a licensing exam, and sometimes fulfilling continuing education to maintain the license.
You can view the licensing requirements for each state here: https://www.findlaw.com/consumer/insurance/insurance-agent-license-requirements-by-state.html
Best of luck with your journey in insurance!
Updated
Jessica’s Answer
Depending on what your goals are, if you work for an insurance company such as Geico, Travelers Insurance Company, Progressive, etc., and what department you maybe in, they often provide on the job training. Many start in the customer service realm where you're advising of coverages already in place versus coverage consultation where you would try to sell additional coverage (which would require a license).
I did not need to obtain licensing until I changed departments that required higher authority than just advising of coverages.
I did not need to obtain licensing until I changed departments that required higher authority than just advising of coverages.
Updated
Mitchell’s Answer
When you start in the insurance industry, you'll receive hands-on training to help you understand how insurance works for everyone. Along with this training, you can take special insurance courses. The industry also offers various certifications to help you learn more about the details of different programs and the field as a whole.
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Cheryl’s Answer
You will be trained once you are hired. There are extensive training programs that companies typically offer. In addition, once you are on the job, there are other claims people who will be training you as well. Third, you learn a lot by seeing the work of others/ hands on training.
There will be courses that you need to take for licensing and there are courses that other take to enhance their knowledge.
There will be courses that you need to take for licensing and there are courses that other take to enhance their knowledge.
Updated
Patricia’s Answer
You might not need a four-year college degree to work in insurance, but you do have to learn a lot. As Justin mentioned, passing your state insurance license exam is just the start. You'll also need to keep learning to maintain your license. If you want to work for an insurance company, the education needed can vary based on the job. So, yes, you do need some schooling to work in insurance.