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Hey y’all?

How can I start saving money on stuff even though I spend money a lot

money
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Ashten’s Answer

Creating a budget is very important. Start with your net income and subtract the expenses you must pay, like your phone bill, car costs, insurance, rent, gas, and groceries. What is left over? Decide what you need and what you want. For instance, compare how much you spend on dining out versus cooking at home. Look for expenses you can cut down. After covering your needs, see how much you can spend on yourself or save. You can lower costs by finding a cheaper phone plan or shopping at a less expensive grocery store. Begin with these small changes.
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