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What should I do now so that I can be ahead in life?

What should I do right now to get a head start in life? Should I start saving, investing, building my credit score, or just focusing on school/ my education?

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Subject: Career question for you

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kevin’s Answer

Hello Shari,

Jennifer's response is spot on. Furthermore, I strongly recommend finding a mentor or coach. This individual can guide you through these queries and responses. While they might appear straightforward, they can occasionally feel daunting due to their significance. A mentor or coach can assist you in formulating the right questions and comprehending the answers. As a student, it would be beneficial to inquire if your student resources department offers a mentorship or coaching program.
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Jennifer’s Answer

In my view, the key to advancing in life is to live deliberately and make the most of every single day. For me that means selecting both short-term and long-term goals and creating a plan for how I want to achieve them.

If your goals are to save, have a good credit score, and education, you can achieve all of these by first understanding what they mean to you. For instance:
- Determine your savings target and what you plan to do with the money saved.
- Define your perfect credit score.
- Identify what education means to you - does it imply earning a degree, achieving a certain grade, maintaining regular attendance, etc.

Comprehending the reasons behind these goals will assist you in devising a plan and making daily choices that align with these objectives. This approach has aided me in avoiding feeling swamped and in maximizing each day.

Greg S Reid once said, "A dream written down with a date becomes a goal. A goal broken down into steps becomes a plan. A plan backed by action makes your dreams come true." This is a powerful reminder of the importance of intentionality and action in achieving our dreams.
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Anahi’s Answer

Set clear goals: Determine what you want to achieve in different areas of your life, such as career, education, personal development, relationships, and health. Setting clear goals will provide you with direction and motivation.

2. Continuously learn and improve: Cultivate a growth mindset and commit to lifelong learning. Stay curious, seek new knowledge, develop new skills, and stay updated in your areas of interest. This could involve reading books, taking online courses, attending workshops, or seeking mentorship.

3. Develop strong work ethic: Cultivate discipline, resilience, and a strong work ethic. Consistently put in effort, maintain focus, and persevere in the face of challenges. Embrace hard work and strive for excellence in whatever you do.

4. Build a network: Surround yourself with positive and motivated individuals who inspire and support you. Network with people in your field of interest, attend relevant events, and participate in professional or social communities. Building relationships can open doors to opportunities and provide valuable support along your journey.

5. Embrace adaptability and flexibility: In a rapidly changing world, being adaptable and flexible is crucial. Embrace change, be open to new ideas, and embrace opportunities outside your comfort zone. Develop skills that are transferable across different industries and be prepared to pivot when needed.

6. Take care of your well-being: Prioritize your physical and mental health. Maintain a balanced lifestyle, including regular exercise, proper nutrition, sufficient sleep, and stress management techniques. Taking care of yourself will enhance your overall performance and ability to tackle challenges effectively.

7. Manage finances wisely: Develop financial literacy and learn how to manage your money effectively. Budget wisely, save for the future, and avoid excessive debt. Consider seeking financial advice or educating yourself about personal finance to make informed decisions.

8. Give back and contribute: Find ways to give back to your community or causes that matter to you. Volunteer, support charitable organizations, or get involved in initiatives that make a positive impact. Contributing to others can bring fulfillment and broaden your perspective.
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cristy’s Answer

Hello Anahi! Achieving your goals isn't a straightforward process, but having a clear vision of your destination is crucial. This gives you a roadmap to follow, outlining the steps you need to take. Here's a strategy that has worked for me:

1. Dream big: Your dreams are potential goals waiting to be achieved. Identify them and make them your targets.

2. Plan and strategize: Depending on your goal, you might need a specific plan. This could involve investing in certain areas or seeking guidance from a mentor or coach who has already achieved what you aspire to.

3. Invest in yourself: This is a key step. Enhance your knowledge and skills through education, podcasts, books, or any other resources that foster your growth.

4. Be receptive to feedback: Others may offer valuable insights that you hadn't considered. Welcome their perspectives, understand their viewpoints, and make necessary adjustments.

Remember, every step you take brings you closer to your goals. I hope you find this advice useful!
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