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How do I achieve the American dream and attain financial freedom?

Aside from career path, are their tips on maybe how to budget, save, invest that can guarantee the most efficient route to success? I also wonder what the best methods are to get their the quickest.

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David’s Answer

Hey there! Budgeting is key. Sit down weekly and look at your finances, what is coming in weekly and what bills are due for the month to see how much extra you have left over and put a lot of it in a high yield savings account. Map out what your plans are for the month and budget accordingly. If it puts you over your left over limit, unfortunately curb it. A big thing is, do not fall into the need it now mentality that typically puts people in debt. Get a low interest credit card that you pay off completely monthly to raise your credit score.
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Dave’s Answer

I think a budget is the best place to start. You should set and adjust your budget so you have some extra money leftover at the end of the month to save/invest, which will help build your accumulated wealth over time. Try to stay out of debt, especially credit card debt. When you have to use debt for a major purchase, such as a car, shop around for a low interest rate, so you are not working just to pay off debt.
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