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How have you paid for your master's degree without taking out large loans?

I am a single mother with limited income and I have heard that financial aid will not cover master's programs. I need to find ways to pay for my master's without taking out large loans.


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Maggie’s Answer

Hi!

I don't know that one experience can fit all in this situation, but there are a few options I can think of. You could look into being a Teaching Assistant, or possibly even a grading assistant, which might allow for you to do grading online at home to give you more time flexibility. You could look into being a Research Assistant as well. I know not all companies/industries do this, but if you had a job that was willing to pay for some or part of a master's degree, that is another possibility.

I don't know all the details, but it looks like the American Library Association has some scholarship possibilities: https://www.ala.org/educationcareers/scholarships
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Milla’s Answer

Hi Loretta,

Your question is very important, and many people face this challenge when considering a master’s degree.

From my experience working on international projects and continuing my studies over time, I’ve seen that most people don’t rely on just one solution — they combine different options to make it financially possible.

While funding for graduate programs can be more limited, there are still ways to reduce costs and avoid large loans:

Scholarships and grants, including options for women, single parents, or specific fields like library science
Employer support or tuition reimbursement, depending on your workplace
Part-time or flexible programs that allow you to work while studying
Assistantships that may cover part of the tuition
Public institutions or online programs, which are often more affordable

It may take some time and research, but many students build their path step by step by combining these opportunities.

You don’t need to have everything figured out right now. A good first step is to research programs and ask schools directly about funding options — many opportunities are not widely advertised.

Your decision to continue your education, especially as a mother, is a strong and inspiring step forward.

Warm greetings from Brazil 🇧🇷
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