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What is right path for me?

I have completed my high school now I have to chose field for my career. I m confused between commerce and computer science. I want highly paying career , which one is best, but I have interest in starting my own setup like business studies. Which career option is best in pakistan from these two options. Which one has more growth opportunities?

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Chandler’s Answer

Studying computer science can help you get internships that pay well, allowing you to graduate without debt and earn money to start your own business. This gives you the chance to improve your tech skills while also pursuing your financial interests through salary and entrepreneurship. You'll need both tech and business skills to achieve your financial goals. The good news is that both fields offer great growth opportunities, as seen with successful people like Elon Musk and Warren Buffet. From my experience, computer science becomes easier with knowledge, and commerce is easier with money. That's why starting with computer science and moving into commerce as you gain capital is a smart strategy.

The Zero-Debt Degree: How to Stack Scholarships and Paid Internships to Get Your College Paid For

Don't let the fear of debt stop you! You don't need to risk your financial future to get a top-notch education.

The smartest students treat college like a business opportunity. By combining small scholarships with well-paid internships, they not only pay for their education but also build a strong resume and save money.

Here’s how to graduate debt-free:

1. Focus on stacking smaller scholarships instead of chasing big national ones.

Look local: Small community organizations and businesses often offer $500 to $2,500 scholarships. With fewer applicants, your chances of winning are higher.

Keep applying in college: Many students stop looking for scholarships after they enroll. But some of the easiest ones are available only to current sophomores and juniors.

Treat searching like a job: Spend two hours each weekend on sites like Fastweb and ScholarshipOwl. Five local scholarships worth $2,000 each can cover a year's tuition just like one $10,000 scholarship.

2. Get paid internships early, not just before you graduate.

Earn while you learn: Internships in fields like engineering, tech, and finance can pay $15 to $25 an hour, sometimes with housing stipends. A good summer internship can earn you $8,000 to $12,000, covering tuition or living costs for a semester.

Start early: Recruitment for summer internships starts as early as August and peaks from January to March. If you wait until April, you might be too late.

Use the right tools: Platforms like Handshake connect you directly with recruiters, and LinkedIn filters help find new job postings quickly.

3. Use the "Corporate Sponsor" Route

Some companies offer tuition reimbursement programs for their student employees. Check if your employer can help pay for your education.

4. For more details, consultant Shellee Howard offers advice on planning and maximizing scholarships to save thousands.

Chandler recommends the following next steps:

1. Don't waste energy to chase a few highly competitive, full-ride national scholarships. The secret to winning the scholarship game is stacking. Go hyper-local: Local community foundations, Rotary clubs, and small businesses often have $500 to $2,500 scholarships. Because the applicant pool is tiny, your odds of winning are incredibly high. Keep applying during college: Most students stop searching once they enroll. In reality, some of the easiest departmental, study-abroad, and industry-specific scholarships are only open to current college sophomores and juniors. Treat search engines like a job: Spend two hours every single weekend on platforms like Fastweb and ScholarshipOwl. Five stacked $2,000 local scholarships cover a year of tuition just as well as one $10,000 prize.
2. Secure Paid Internships Early (Don't Wait for Senior Year) An internship is no longer a "summer extra" to check off before graduation; it is a critical revenue driver and a 10-week job interview. Earn while you learn: Top-tier internships in engineering, tech, finance, and corporate business often pay between $15 to $25+ per hour, sometimes including housing stipends. A solid paid summer internship can easily net you $8,000 to $12,000—directly covering your room and board or tuition for the upcoming semester.
3. Leverage the "Corporate Sponsor" Route What if your employer paid your tuition directly? Many major companies—from retail giants to local firms—offer robust tuition reimbursement programs for both part-time and full-time student employees.
4. For a dive deeper into this process, How to Graduate Debt-Free consultant Shellee Howard sharing how families can plan, maximize scholarships, and save thousands.
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