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Does a college education have to be so expensive?

Why is it so costly #college

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Ken’s Answer

Here are two things to consider


It really does not matter what school you attend, as the most important factors are how well you do with the school work, which is an indication to an employer about what kind of employee you will be, and the effort that you put forth in your networking to set up networking connections that will help you throughout your education/career journey. Here is an important video for you to watch: ## http://www.ted.com/talks/julie_lythcott_haims_how_to_raise_successful_kids_without_over_parenting?utm_campaign=social&utm_medium=referral&utm_source=facebook.com&utm_content=talk&utm_term=education ##


Here are good tips on reducing college costs:

 http://www.educationplanner.org/students/paying-for-school/ways-to-pay/reduce-college-costs.shtml
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Maria’s Answer

Hi Eyalla! I totally understand your frustration - college is not cheap! But it is important to know that you have many options and resources out there designed to help you bear with the price of college. The reason college is pricey is due to many factors such as the reputation of the university, the academic standing of the program you are applying to, the location/cost of living of the school, whether you are an out-of-state student or not, and many others.
That being said, if you work really hard and get into your dream school, do not by any means feel that you are obligated to miss out on this great opportunity due to the high cost! What I always tell students is, which seems like weird advice at first, do NOT be a afraid of debt!! Debt, when managed CAREFULLY can be a good thing because this nation runs on credit so in order to build your credit, you need to incur debt and pay it off as it becomes due. Also, debt can help you attain things that may usually be out of your reach if you had to pay it all at once (ex: furniture, buying a home, buying a new laptop, etc.) and by using debt to make these large purchases, you avoid decapitalizing yourself and instead only give payments on time. So this most definitely includes paying for college!! There are a lot of student loans out there, some offer better interest rates and payment terms than others so it is important that you do your research to determine which is the best for you. Also, if you are eligible to apply for Financial AID (FAFSA), be sure to do it because even if you are not eligible to receive grants or scholarships, you will most likely be offered loans and at much lower interest rates than private loan providers!! I also recommend you make an appointment with your high-school counselor or someone from the Financial Aid office from the college you are looking into because they can help you build a more personalized plan to pay for college built for your financial situation!

Best of luck!
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Michael’s Answer

Hi Eyalla,

One strategy if you're already very certain of what you're interested in is to spend 1-2 years at a community college and then transfer to the college you want. You'll have to do some research and figure out which courses will transfer but it's a great way to get all your fundamental courses out of the way and save a lot of money.
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