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How am I going to be able to afford college?

My family is stable, but we don't have the opportunity to fork out money for school. I have a job, but only part time, and I don't save as much as I would like. If I'm not able to get scholarships or grants what do I do? I really don't want to take out loans.

fall25
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Paul’s Answer

Much of successful scholarship attainment, has to do with where you look for the scholarships. They can come from two primary sources, either private or public. One area people might not know about is the College Foundation option, at local colleges and universities.

College Foundations connect many of their scholarships to specific subjects, activities, majors, ethnicities and classifications. These are normally scholarships, that are supported by private individuals or businesses.

You might find scholarships for students who are first generation college students (neither parent has a college degree), students who are focusing their major on teaching, science subjects, engineering or radiology, or students who might be of a certain ethnicity.

Most of the time potential applicants can find nearly anything that fits into a classification or subject that defines them or their future goals.

All colleges and universities have foundations that offer scholarships. I would log into the website (of the college you are attending or wishing to attend), and research the ones which apply to you and your particular interests.
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Pam’s Answer

They have the craziest scholarships out there, so keep looking. My parents found one for my sister that was an amount donated by a local man and he wanted it to go to woman majoring in nursing. Some of them are very specific like that. If not, maybe start out at a community college where it will be more affordable and then transfer to a four year college after 2 years. That will save a lot of money. Also, finding a college close to home will save a lot of money if you don't have to live on campus. My parents had very little money for me to go to college, so I qualified for a "work study" program where the university let me work at the student union to earn money. Sometimes I worked at the information desk and other times in the game room handing out quarters! Don't give up! It's in reach! There are online degrees that are more affordable too. Best of luck to you!
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Carolyn’s Answer

Hello Star, here are some ways to fund your college education. First, consider starting at a local community college for the first two years to earn an Associate degree. This option is cheaper than attending a university, and you can usually transfer all credits toward a Bachelor's degree. Another choice is to work for a company that offers tuition assistance, allowing you to study while they cover the costs. Lastly, some universities offer free tuition. Research your options to find what suits you best. Good luck!
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Erin’s Answer

You can afford college without taking on too much debt. Start by checking out community colleges nearby, as they often have lower tuition for local students. Also, think about working at the college to help cover costs. Many schools offer work-study programs that can assist with tuition. If you're interested in a specific field, joining the military might be an option. They provide training and can cover college expenses in return for a service commitment, which can be very rewarding.

Don't overlook scholarships and grants! Many are available through schools or independently. Most colleges and universities list scholarships on their websites. It might take some effort, but it's always a good time to apply for scholarships. Keep trying, and you'll find ways to make college more affordable.
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QUINIA’s Answer

Great question. Research scholarship opportunities in your area from local organizations. For instances, churches sometimes offer scholarships to first year students and even the school you are looking to attend. It my not be a bad idea, if you havent considered, attending a Junior College the first couple of years. This will allow you to knock out your core classes for a much lower cost and transfer to a 4 year institution to complete the last 2 years. Just make sure, the credits will transfer to the 4 year institution and you will no lose any credits in the process. I hope that helps.
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