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How can I make college more affordable for myself?

I have applied to countless scholarships and reached out to my financial aid office about financial assistance for my tuition, but haven't actually received any money from either of these methods. What else can I do to make college realistically affordable to me, without being in debt for the rest of my life?

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Keerthan’s Answer

Since traditional financial aid and scholarships haven't panned out yet, you can drastically lower your college costs by changing how and where you earn your credits. Consider dual enrollment or the "2+2" strategy, which involves completing your general education requirements at a local community college with much lower tuition rates, then transferring those credits to a four-year public university. To avoid debt while studying, target companies like Starbucks, Walmart, Target, or UPS that offer robust tuition assistance or reimbursement programs for part-time employees. Additionally, look into CLEP (College-Level Examination Program) exams or DSST tests, which allow you to test out of introductory classes for a fraction of the cost, potentially shaving a full semester or year off your degree. Finally, look for work-study positions on campus or explore income-share agreements (ISAs) with caution, where you pay back a percentage of your post-grad income instead of taking out high-interest private student loans.
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TRAVIS’s Answer

Some individuals consider the various military options to cover tuition. You may also take dual credit and clep tests to complete as many college credits in the most affordable way possible. Both are excellent options. Some individuals find a job right away with a company that offers tuition reimbursement. It would be a longer path to completion, but it would likely all or mostly be paid for. Keep applying for scholarships, Pell Grants and other similar options. Look up any college nights or financial aid seminars or meetings in your area that you can attend. Stay positive and if all else fails, try to take one or two courses in the meantime so you are at least making progress towards your end goal. Look up the CLEP test too, its great.
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Najjiyya’s Answer

I think you are on the right track by applying for scholarships. To save money long-term, I would suggest starting at a community college before applying to a university. Community college is often much cheaper than a university, while still providing a great education. Professors at community colleges also tend to put more effort towards teaching simply because they are not required to contribute to research in their field to maintain their role, unlike professors in university. Also, depending on the career you want to pursue, you may be able to get an early start through a certificate program or associates degree offered at a community college. For example, at some schools, if you complete a paramedicine program and work for a year or so, they will cover the cost of continuing your education to pursue a degree in nursing or physician assisting.
Next, when you apply for financial aid, start contributing towards it right when they distribute your payout to college to decrease the accruement of interest, thus decreasing the life of the loan.

I hope these tips help!
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