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how do you pay for college without student loans when going out of state?
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2 answers
Updated
Bharath’s Answer
Thanks for the question.
I can talk about 2 types of scholarships (may be there are other ways like a community school etc.) that you can avail based on the school or university you eye-in on. 1) Academic Scholarships and 2) Athletic Scholarships
Academic Scholarships:
- Many public and private colleges give substantial automatic or competitive merit to strong out‑of‑state students (high GPA, test scores, honors/IB/AP, leadership).
- Examples: non‑resident merit awards at places like Oklahoma State, Michigan State, Colorado State, Kansas, Ball State, and Florida State can reach roughly 4–16k USD per year or include a full out‑of‑state tuition waiver, often renewable for 4 years with a minimum GPA.
- To maximize academic money:
- Build a transcript with rigor (honors/AP/IB), rank/GPA in the top of the class, and strong SAT/ACT.
- Target schools known for generous out‑of‑state merit rather than only “brand‑name” universities. Look out for more infromation in https://www.appily.com/guidance/articles/paying-for-college/public-colleges-offer-merit-scholarships
- Apply early and separately to each college’s own merit programs and honors college; some have priority deadlines.
Athletic Scholarships: (E.g. Tennis)
- NCAA D1/D2 tennis is an equivalency sport, meaning coaches split a limited number of “full‑ride equivalents” into partial scholarships for several players. Refer to https://www.ussportsscholarships.com/us-tennis-scholarships/
- Typical scholarship limits per team (when fully funded) are roughly 8 for women and 4.5 for men in D1, and about 6 in D2, so many recruits get partial packages, not 100% rides.
- Coaches usually give the biggest tennis money to players who can start high in the lineup and immediately improve the team ranking, so UTR, national ranking, and results in strong tournaments matter a lot.
A few more options:
Part-Time Employment:
Look for part-time jobs off-campus that offer flexible hours. This can include retail, tutoring, or freelance work.
Employer Tuition Assistance:
Some employers offer tuition assistance programs for employees or their children. Check if your or your parent's employer provides such benefits.
Feel free to respond for further questions. Wishing you a best of luck!
I can talk about 2 types of scholarships (may be there are other ways like a community school etc.) that you can avail based on the school or university you eye-in on. 1) Academic Scholarships and 2) Athletic Scholarships
Academic Scholarships:
- Many public and private colleges give substantial automatic or competitive merit to strong out‑of‑state students (high GPA, test scores, honors/IB/AP, leadership).
- Examples: non‑resident merit awards at places like Oklahoma State, Michigan State, Colorado State, Kansas, Ball State, and Florida State can reach roughly 4–16k USD per year or include a full out‑of‑state tuition waiver, often renewable for 4 years with a minimum GPA.
- To maximize academic money:
- Build a transcript with rigor (honors/AP/IB), rank/GPA in the top of the class, and strong SAT/ACT.
- Target schools known for generous out‑of‑state merit rather than only “brand‑name” universities. Look out for more infromation in https://www.appily.com/guidance/articles/paying-for-college/public-colleges-offer-merit-scholarships
- Apply early and separately to each college’s own merit programs and honors college; some have priority deadlines.
Athletic Scholarships: (E.g. Tennis)
- NCAA D1/D2 tennis is an equivalency sport, meaning coaches split a limited number of “full‑ride equivalents” into partial scholarships for several players. Refer to https://www.ussportsscholarships.com/us-tennis-scholarships/
- Typical scholarship limits per team (when fully funded) are roughly 8 for women and 4.5 for men in D1, and about 6 in D2, so many recruits get partial packages, not 100% rides.
- Coaches usually give the biggest tennis money to players who can start high in the lineup and immediately improve the team ranking, so UTR, national ranking, and results in strong tournaments matter a lot.
A few more options:
Part-Time Employment:
Look for part-time jobs off-campus that offer flexible hours. This can include retail, tutoring, or freelance work.
Employer Tuition Assistance:
Some employers offer tuition assistance programs for employees or their children. Check if your or your parent's employer provides such benefits.
Feel free to respond for further questions. Wishing you a best of luck!
Updated
Melissa’s Answer
In state will be much more affordable, I would say go to a school with the best education at the lowest cost. Keep in mind your future career would have additional training. 15+ years post college, I see the value as learning now to live on your own, getting good grades, being adaptable and enjoying the experience. Do I use things I learned from college daily? Some yes and most no, it's more about having a good attitude and being trainable.