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What are the downsides to joining the military to pay for college?

I'm a current senior and looking at options to pay for college. I know the military has a lot of benefits and can pay for college, but what are the downsides?


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Ariane’s Answer

The military covers your education costs, but you agree to serve for a set number of years. You can't just leave if you find it's not the right fit; you have to complete the full contract.
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Robert’s Answer

Hi Alessandra,

the main thing would be what branch you want to join and your career field. When I took a class in Germany back in 1981 I worked 12 hour night shifts so I had to take a course that was offered on my day off. If you took a Monday. thru Friday normal hours job that would possibly work or on you days off also. Hopefully the recruiters you talk with will give you guidance. Now if you want to just serve 4 years or want to go into the reserves or guard then that would be a different approach but again it would depend on your career field. Good luck.
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Jose’s Answer

You'll be busy and gone a lot. Try looking into the guard or reserves. You're only working 1 weekend a month but you can still be away for long periods of time depending on if they're a a natural disaster or something like that..
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Ryan’s Answer

There are many good answers here! Joining the military can be a fantastic way to pay for college. I was in the Air Force from 1999 to 2005 and used the GI Bill to earn my MS and MBA without any student loans. It's important to pick a branch that suits your personality and, if possible, choose a job that interests you and has applicability outside the military.

The ASVAB test will help match you with suitable job skills. I recommend exploring each branch to find the best fit for you, as they all offer similar education benefits. I chose the Air Force because it allowed me to select the job I wanted, which was a big plus. Picking a job that is useful outside the military is smart because after 4+ years, you'll have valuable experience when you leave.

Keep in mind that the military will send you where you're needed, which can be a downside, but it also offers a chance to grow and learn.
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Katlynne’s Answer

Hi Alessandra,

Great question! It's important to look at all your options carefully, and you're doing the right thing by asking questions.

One of the main challenges of using the military to pay for college is that it takes time. You can access your GI Bill benefits after 90 days of active duty, but this time goes by quickly with training. If you complete your contract, your GI Bill can cover most or all of a four-year degree. Keep in mind, the reserves and National Guard have different rules for getting the GI Bill, which requires more time in service. Also, if you are unable to fulfill your contract for any non-medical reason, you will be ineligible for your GI Bill.

Another potential downside is managing your time to take classes while serving. Taking college courses can be demanding, but it's possible. You can save your GI Bill for later and use Tuition Assistance (TA) while active. TA covers 18 credit hours per fiscal year, helping many soldiers complete the first two years of their degree online. Many soldier's then will complete their bachelor's and master's with their GI Bill after service.

Lastly, the GI Bill isn't a one-size-fits-all solution. It's accepted by most colleges, but not all. Check VA.gov to see if your chosen school is covered. The GI Bill also has a monetary limit of $250 per credit hour, so ensure your college is part of the "Yellow Ribbon" program to cover any extra costs. (You can find that information, along with everything you need to know about the GI Bill, on VA.gov).

Overall, the military is a great option for funding college. It offers financial aid and the time your spend in the military can offer real-world experience in your field. If you join the Army or Navy, you can choose the occupational specialty you go in to. Keep exploring all your options to find what suits you best. Good luck!
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