2 answers
Asked Viewed 205 times Translate

How did you manage college tuition

What are your tips for going through college with as little to no debt possible?

+25 Karma if successful
From: You
To: Friend
Subject: Career question for you
100% of 2 Pros

2 answers

Updated Translate

Cheryl’s Answer

If you want to complete your degree with little to no debt, there are a few options. You can work and save up, or work full-time and go to school part-time. These options will take you longer to finish your degree, but you will meet two goals at once: getting your degree, and having no debt!

You can check into grants and scholarships as well - see the blog below which has a couple links you can check out.

The previous suggestion of completing core classes at a community college is a great one. You could even consider doing this, getting an associate's degree, then working in your field for a bit to save money for the rest of your college costs, as well as getting hands-on experience to make an informed decision if that's really the field you want to stay in.

Trade schools are another great option and often help with career planning and placement once you complete your training, and these types of jobs are in demand now.

Personally, I worked full-time and went to school part-time, and chose a university close to home so I could live at home and avoid room and board cost, as well as take advantage of in-state tuition.

Here is a blog you can read with some additional information from a well-known financial adviser:

Blog: https://www.daveramsey.com/blog/pay-for-college-without-student-loans

Cheryl recommends the following next steps:

Check for grants and scholarships for which you can apply.
Consider community college and/or trade schools.
Work for a while and save up the tuition you will need, or work during school and pay as you go.

100% of 1 Pros
Updated Translate

Molly’s Answer

Hi Niya, I can tell you from my experience that there are a number of companies that will pay tuition for you if you are a full time employee. I believe Starbucks offers this as well! At this point in your career and life you should focus on your education and a little debt is not a bad thing as long as you have a plan to pay it back.  I would recommend you work while you're going to school to ensure you're going into as little debt as possible, take your general study courses at a community college (it's cheaper than a university) and transfer to a university for your specialized courses.  The best thing I ever did in my schooling was having my employer pay for my classes, though.  It allowed me to leave school with very little debt, so my income could go to savings.

Molly recommends the following next steps:

Take general study courses at a community college or lower cost option.
Look at employers who will pay for education.

100% of 1 Pros