Yes, community college is significantly cheaper than a university so if you end up taking school loans, it would be less than if you went straight to a university. Had I known better when I went to college, I would have gone the community college route first. Here you can usually take all your GED courses for a fraction of the costs it would be at the university. Then when you are finished, you can transfer to a university and finish up your major. Not only is it cheaper, it's also easier to get into universities. Around the time I went to college, you had to take the SAT and/or ACT if you were going straight to a university. If you went the community college route, all they looked at really was your GPA. Costs and easy are something to research when considering this. Please do research this as I am speaking from my personal experiences from when I had to make this choice so things may have changed.