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What's the best way to pay for college?

College is unnecessarily expensive. All students are encouraged to go, but are never advised on how to pay for college. What is the best way people have found to be able to afford college and pay off student loans?

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Ken’s Answer

During my many years in Human Resources and College Recruiting, I have found that the best way to go to college is be thrifty and try not to over extend yourself and end up with huge college debt, which is extremely difficult to pay off. Like any investment, you need too look at making the least expenditure that will have the highest return on your money.

Ken recommends the following next steps:

You might consider starting at a local community college, as you do not have to pay room and board, your tuition fees are very reasonable, the education is great as many of the teachers are involved in the areas which they teach, the classes are smaller, and those schools offer intern and co op programs that allow students to earn and learn as they go along. Not only will this allow you to earn money as you go to school, but it will also allow you to experience your major area as you study it and establish networking contacts that will help in getting job when you graduate.
Here are some tips on how to economize on your education journey: Reduce Costs: ## http://www.educationplanner.org/students/paying-for-school/ways-to-pay/reduce-college-costs.shtml ##
Many people are able to work during college, many in jobs related to their career area, as they have become able to manage their time in such a manner to allow a good balance. Here are some helpful hints: ## https://www.unigo.com/in-college/college-experience/creating-a-workschool-balance-a-college-student-perspective ## ## http://www.mycollegesuccessstory.com/academic-success-tools/college-life-balance.html ## ## http://www.collegeconfidential.com/dean/000241/ ##
As I previously mentioned, Internships and Coop programs are very important ways to earn and learn during your educational journey. Your professors and the head of alumni relations are important people who can help you to contact and get to know people that can help you towards those important opportunities. Here are some good tips on how to get helpful information along your journey: To get more information about your career and work areas of interest, here are some good tips: ## http://www.wikihow.com/Network ## ## https://www.themuse.com/advice/nonawkward-ways-to-start-and-end-networking-conversations ## ## https://www.themuse.com/advice/4-questions-to-ask-your-network-besides-can-you-get-me-a-job?ref=carousel-slide-1 ##
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LaTonia’s Answer

College can be expensive, but not unobtainable. First, determine if you qualify for any “free money”. Free money is essentially money that does not have to be paid back. This includes government grants and scholarships.

In order to see if you qualify for any free money, you will need to complete a FASFA (<span style="color: rgb(34, 34, 34);">Free Application for Federal Student Aid)</span>. Your guidance counselor will be able to assist with how to complete. You will then receive an estimate of how much you may qualify to receive. To check out the FASFA site, search fasfa.gov.

Scholarships can be academic, athletic, or interest based. Many organizations offer money to students based on the major and career path they intend to select. Check out fastweb.com for a database of thousands of scholarships to apply for.

When I made the choice to go to college, I looked into the free money and was able to get a scholarship to pay the bulk of tuition and fees. I also got a work study job on campus. There are also opportunities to be a resident assistant in the dorms and in doing so; your housing will be free of charge.

LaTonia recommends the following next steps:

Meet with the Guidance Counselor for assistance with completing the fasfa form.
Go to fasfa.gov to complete the form.
Search fastweb for scholarship opportunities.
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