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How will I pay for college once I graduate?

I worry about the cost of attending college.
#moneyproblems

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Olena’s Answer

To add to Nodira's answer, if the particular school you'd like to attend doesn't happen to offer too many scholarships, there are tons of organizations that give out scholarships and grants and you can easily find them online! Of course, some scholarships are needs-based but there are PLENTY of others that are based on things like merit, community involvement, major, location, race, religion, interests, participation in the military, having been affected by a natural disaster and many more!


Here are some resources to help you in your search:


https://yescollege.com/post/scholarship-databases

https://bigfuture.collegeboard.org/scholarship-search

https://www.scholarships.com/

https://www.fastweb.com/


Good luck!

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Nodira’s Answer

Hi Mackenzie, this is a common question and a legitimate concern. How you will pay for college after graduation depends on what degree you pursue. Some will allow you to pay faster than others, main factor being salary considerations. Some professions public or government agencies may excuse your student loan debt after a specific amount of time. Most importantly, though cost of college may be daunting, do not let it dissuade you from getting a degree - whatever that might look like for you. Note that going to college will pay off eventually and (depending on the career you choose) may provide you with more opportunities than if you did not go to college.

Below is a link to an article discussing various student forgiveness programs. https://studentloanhero.com/featured/the-complete-list-of-student-loan-forgiveness-programs/

Nodira recommends the following next steps:

Go to a college of your choosing (or any college) and meet with their admissions office to discuss your financing options if you became a student. This will give you a better idea what you should consider if/when you plan to go to college.
When you are meeting with the admissions (or via internet) learn as much as you can about various scholarship opportunities. For example, I qualified for a sizeable scholarship because I was a nontraditional student. Find what sets you apart and see if is something that could qualify you for a scholarship.
One thing that worked well for me is I found a flexible job (e.g. restaurant (flexible schedule if you are a day-time student), college library (gives you time to study and you get paid)). The job provided income to cover day-to-day expenses so I did not have to borrow more than I needed to.
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