4 answers
Janiya
Student
Murfreesboro, Tennessee
1
Question
Updated
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I am attending college in the fall 2026, how do I stay finically ready without having to take out any loans?
My name is Janiya, and I attend Stewarts Creek High School. If you have any tips, it would be great if you shared!
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4 answers
Nathalye Lopez
40
Answers
Updated
Nathalye’s Answer
I took out loans, but I applied for many scholarships during the year. After receiving several, I could pay back the loan I took at the start. Contact your school's financial aid office for information on scholarships, both from the school and outside sources.
George Katsinis - AFC®
Personal Financial Counselor
68
Answers
Salem, Oregon
Updated
George’s Answer
Some very important questions first...
1. Do you have a career path in mind?
2. Do you need a 4-year+ degree for your intended career path?
Almost ALWAYS it's financially smart to start college at a local community college, then later transfer to a 4-year university to get the bachelor's/master's degree you "need".
The FAFSA is key to accessing loans, grants, and work-study programs.
1. Do you have a career path in mind?
2. Do you need a 4-year+ degree for your intended career path?
Almost ALWAYS it's financially smart to start college at a local community college, then later transfer to a 4-year university to get the bachelor's/master's degree you "need".
The FAFSA is key to accessing loans, grants, and work-study programs.
Janine Felder
2
Answers
Wake Forest
Updated
Janine’s Answer
Hey Janiya,
Congratulations! I would recommend applying to as many scholarships as you can. Throughout my college journey, there’s something I didn't do that I wish I had. It does not hurt to try, and it increases your chances of financial success. I would also consider working while in school; it does not need to be full-time, but maybe a part-time job. This will definitely help you save as much money as possible throughout this process. Also, consider a community college; it’s cheaper, and you still get the same resources and gain the same educational skills
Respond to this!!!
Congratulations! I would recommend applying to as many scholarships as you can. Throughout my college journey, there’s something I didn't do that I wish I had. It does not hurt to try, and it increases your chances of financial success. I would also consider working while in school; it does not need to be full-time, but maybe a part-time job. This will definitely help you save as much money as possible throughout this process. Also, consider a community college; it’s cheaper, and you still get the same resources and gain the same educational skills
Respond to this!!!
Zakari Scott
54
Answers
Charlotte, North Carolina
Updated
Zakari’s Answer
Hey Janiya,
Congratulations! I would recommend applying to as many scholarships as you can. Throughout my college journey, there’s something I didn't do that I wish I had. It does not hurt to try, and it increases your chances of financial success. I would also consider working while in school; it does not need to be full-time, but maybe a part-time job. This will definitely help you save as much money as possible throughout this process. Also, consider a community college; it’s cheaper, and you still get the same resources and gain the same educational skills.
Congratulations! I would recommend applying to as many scholarships as you can. Throughout my college journey, there’s something I didn't do that I wish I had. It does not hurt to try, and it increases your chances of financial success. I would also consider working while in school; it does not need to be full-time, but maybe a part-time job. This will definitely help you save as much money as possible throughout this process. Also, consider a community college; it’s cheaper, and you still get the same resources and gain the same educational skills.