2 answers
Hermione
Student
Pittsburgh, Pennsylvania
1
Question
Updated
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How should I go about student debt/loans when I am paying for college on my own?
I am attending PSU main campus, so money is definitely one of my biggest worries at the moment.
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2 answers
gordon fong
5
Answers
Mesa, Arizona
Updated
gordon’s Answer
Paying for college on your own can be challenging, but there are many resources available to help reduce the amount you need to borrow. I encourage you to apply for as many scholarships, grants, work-study programs, and part-time job opportunities as possible.
Don't assume you won't qualify. Apply for local scholarships, community scholarships, diversity scholarships, and any grants available through your school. Many students overlook smaller scholarships, but several small awards can add up quickly.
Community colleges and two-year colleges often have financial aid offices that can help you find opportunities that fit your situation. Make it a habit to ask questions and seek out resources. The worst someone can say is "no," but if you don't apply, the answer is always "no."
As someone who was not a strong academic achiever when I was young, the military became a turning point in my life. It helped me mature, develop focus, discipline, and a stronger sense of purpose. After completing my service, the military helped pay for much of my education and living expenses, giving me opportunities I might not have otherwise had. While military service is not the right path for everyone, it was a valuable stepping stone for me and helped me pursue my dreams with confidence and determination.
I paid for much of my education on my own, and I learned that persistence pays off. Every scholarship, grant, or educational benefit you receive is money you won't have to repay later. Invest the time now—it can save you years of debt and help you build the future you want.
And most importantly, follow your dream, but take time to smell the roses and enjoy the ride.
Don't assume you won't qualify. Apply for local scholarships, community scholarships, diversity scholarships, and any grants available through your school. Many students overlook smaller scholarships, but several small awards can add up quickly.
Community colleges and two-year colleges often have financial aid offices that can help you find opportunities that fit your situation. Make it a habit to ask questions and seek out resources. The worst someone can say is "no," but if you don't apply, the answer is always "no."
As someone who was not a strong academic achiever when I was young, the military became a turning point in my life. It helped me mature, develop focus, discipline, and a stronger sense of purpose. After completing my service, the military helped pay for much of my education and living expenses, giving me opportunities I might not have otherwise had. While military service is not the right path for everyone, it was a valuable stepping stone for me and helped me pursue my dreams with confidence and determination.
I paid for much of my education on my own, and I learned that persistence pays off. Every scholarship, grant, or educational benefit you receive is money you won't have to repay later. Invest the time now—it can save you years of debt and help you build the future you want.
And most importantly, follow your dream, but take time to smell the roses and enjoy the ride.
George Katsinis - AFC®
Personal Financial Counselor
68
Answers
Salem, Oregon
Updated
George’s Answer
Take courses at the local community college for the first two years.... then transfer to the university. This will save you A LOT of money.