Career questions tagged student-loans


How do I stay motivated in my finance job search while dealing with depression and constant rejection?
I'm graduating in a week with a business degree from a U.S. university. Before this, I built and exited my own startup, where I was deeply involved in finance, strategy, and operations. I came to the U.S. to gain global exposure and invested everything I had from my startup into this education even taking on loans to make it work. Now, as I try to start my career in finance especially in analyst roles I’m facing constant rejection. It’s incredibly discouraging. I know I bring a unique background to the table, and I’ve worked hard to align my experience with what these roles require, but I'm still not getting offers. The financial pressure from student loans and the emotional toll of not seeing results despite my efforts has led to depression. Some days it’s hard to stay positive or even keep applying. To professionals or anyone who's been through this: How did you push through this kind of situation? What helped you stay focused and mentally healthy while trying to break into a competitive field?

How can I reduce the amount of student loans I have to get?
I am a 12th grader going to college in the fall. I have committed to a private school for my undergrad, but I am stressed about the amount of debt that I will have for the next few years. Does anyone have any tips on how I can reduce the amount of money I will owe by the time I leave? #Spring25

How high is the risk of student debt loans when aspiring to practice alternative medicine practices, is there a certain salary I should strive for compared to the amount of student debt I am looking at ?
I am a recent graduate from UNCG majoring in biology with a minor in chemistry and math. I enjoy sewing and being outside. I lose the idea of Traditional Chinese Medicine as it seems to compass both medicinal practices and natural bounties of the Earth.

What is the best private student loans you can get? #Spring25
Will not qualify for federal student loans.

What can I do to manage student loan debt and afford to work towards starting my own veterinary practice after graduation ?
I am looking for any advice on how someone already in the veterinary workforce pays for student loans or worked towards not having as much in student loans and was able to open their own practice right after graduation?

Where should I apply for loans? #SPRING25
And is it better to overestimate or underestimate how much I'll need for living expenses? #SPRING25 #Spring25

How will I manage student loans once I am out of school? #Spring25
I am a primary education major and am graduating in 2026. At that time I will have several student loans to pay back.

How can I get the best graduate school offer?
I am a college transfer student pursuing Mechanical Engineering. My mom remarried a few months ago, and consequently, my SAI went from $8,000 to $45,000. Thus, I received no financial aid, and I must take out student loans to completely pay for my schooling, as my mom cannot support me. I am worried about the debt, and I want to know what approach I can take to ensure I can pursue my master's degree without more loans, allowing myself to start chipping away at my student debt directly out of undergrad. How can I best accomplish this?

What is the best way to avoid student debt, going into college?
I’m a 12th grade student and I’m really nervous about college. My family is low income and we can’t afford big loans. What should I do?

What is the best financial advice for a pre-med student?
What is the best financial advice for a pre-med student who is receiving some help from my parents for college but will be expected to pay for medical school on my own. How do loans and interest work for pre-med and med students? How can I manage a (healthcare- related job such as a PCT) during college while balancing studying? Any advice is appreciated. Thanks!

How may I establish a plan to pay off my student debt after my four-year college plan, and if so how long will I be paying off my student debt afterwards?
If I am to be $100,000 in debt by the time I finish four years of schooling, is there a possible way that wont have me drowning in my payments each month?

How is it possible to pay off the massive student loans I am about to take on for veterinary school or should I plan to pay it off forever?
How is it possible to pay off the massive student loans I am about to take on for veterinary school or should I plan to pay it off forever?

How did you determine how much federal loans to take out?
I'm on the fence on how much of the federal aid I was offered to accept? I don't want to be stressed while in the program to be working to pay it off, but I don't want to be buried in student loans in my future either?

How do you manage finances and student loans as a teacher when teaching is not always the best paying job?
Specifically special education - for special ed teachers, have you noticed that finances are different for you than regular education teachers?

What is the best way to take care of my student loans?
My family is not one to have enough money for college so I will have to take out loans. Because of this I want to be smart when paying my loans.

Any advice on student-loans for physical therapy school?
What are some tips for student-loans. I am currently in my undergraduate and looking to go to graduate school. With that being said, I am anxious about being over $190k in debt. Any advice?

How can I better prepare to pay my college loans while I am still in school ?
How can I better prepare to pay for my college loans while I am still in school?

Why are there so many student loan to pay?
Why so many student loan to pay 😥😥😥😥😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰

What is your opinion on this : Should i start my business now only without doing mba and saving 30 lakh education loan and put it here or should i do mba and do job for 5 year repay education loan and again take loan and start a business ?
Currently i have job of 5 LPA at IT . I am not interested in IT field but want to switch to finance or money . I already have education loan of 10 Lakh for Btech . So i am planning to get into mba college in india via CAT which will require at least 30 lakh which i can take as a education loan so it will be of 2 years course. My currently goal is to go to mba college take job of at least 20lpa and do job for at least 4-5 years and do my own business by taking loan from bank again of nearly 30 lakh .

If I use loans to pay for my college tuition, how long do I have to pay back the loans?
Thinking about having to pay for college is scary, especially if using loans. I have heard many stories of people using loans to pay for college, but when they graduate, they are still severe college debt. How much time do people have to pay it back?

How can I graduate without student debt besides scholarships/grants?
I want to become a doctor/surgeon which means it's a lot of money to become one. What are some options to graduating without debt besides scholarships? Thank you!

How much money?
I'm planning on going to college for my PhD in psychology and am wondering if anyone can give an estimate of student loans this would give me. Thank you!

do you have to pay student loans while going to college
Do you have to pay student loans in college, also do you have to provide your own furniture? and when should you get your books??

How should I navigate fasfa and student loans?
I am a senior and I’m going to go to a private university

When can you start college if you want to start the earlist time?
How is college for most people? Can every student who applies for a student loan get a loan? Is it benefical to go to college from your state or out of state?

How can I find financial assistance for school?
I need to pay of some school debt and pay off my remaining balance for the upcoming semester.

How can I prevent student debt/loan from piling up?
I want to become a doctor, but it may be too costly for my family and I was wondering if there was a way to avoid the immense amount of debt that comes with this job.

How can I make money as a graduate student?
I would like to start paying off my student loans before the payments are due but haven’t had a stable income to be able to set aside for such payments

How to deal with student loan debt?
I would like to return to school, but I have a significant amount of student loan debt from my last degree. What can I do to minimize this amount so I can go back?

What is the best loan to take if my family doesn’t have much money? Should I take a subsidized or unsubsidized loan in addition to a private loan? What is a good interest rate for private loans?
Have never taken out a loan before. Family income is low to middle class.