Career questions tagged student-loans
What is the best way to manage finances while being in college?
My worst fear is being in a devastating amount of debt. Should I invest my money into a 529 Savings Plan? In addition, what is the best type of student loan to take out that won't plunge me into a financial crisis? Thanks!
What is the most efficient way to pay for my college without any aid and paying for rent/essentials ?
I am currently a senior in high school and did not receive a lot for loans for my federal aid. I am also going to be renting a house while I pay for school. Do I take out the loans and end up paying more later on or be risky and pay out of pocket for as long as possible? #Spring26
What are the best or most beneficial types of loans to go for as an incoming college freshmen?
I have been accepted into FAMU for class of 2030 and when I got my financial aid I was offered multiple loans. While I took the short information session they provided I’m still confused for which one would work best for me. For one background information i so far have 75% Bright Futures and no money from FASFA.
What will life look like for me as a BSN (bachelor of science in nursing) new grad?
I am a high school senior on the edge of graduating high school and going to a 4-year university to get my BSN and becoming a nurse. My family will have to take out loans given the current price of college, and we've come to terms with the fact that I will be helping them pay it back after college. After gaining a BSN comes taking the NCLEX, which will license me as a registered nurse. The job security of nursing even as a new grad has lowered my stress of student loans, but I'm stumped on what my life would and could look like right after undergrad. How quick am I able to take the NCLEX after college, and what are my chances of landing a strong nursing job as a new grad? I plan to get my doctorate in either nurse practitioner or CRNA, but I'm also clueless about how big of a gap I should take between my undergraduate and graduate education and the financial strain it would have on me on top of my past student loans. I'm praying for a bright and lucky future as a new grad, especially living in Boston, but would love a realistic answer to my timeline and expectations.
How should I go about student debt/loans when I am paying for college on my own?
I am attending PSU main campus, so money is definitely one of my biggest worries at the moment.
How is the experience of graduating college, finding a good paying job, timeline, and paying loans while enjoying yourself ?
What's the timeline of finding a job? Does paying loans impacts your lifestyle in a negative way? How do you manage everything?
How are the different kinds of loans repaid?
What is the difference in types and amount of interest, what is a good grace period, what does fixed income mean?
What would you tell a first gen student is the most important thing about paying for college or trade school?
I am a senior in highschool and I am starting college at the end of August. I am the first person in my family to go to college. I don't want to take out loans unless absolutely needed.
What is the pay like after becoming a veterinarian?
When becoming a veterinarian, what is the salary outlook right out of vet school? And would you say you can live comfortably, or is the pay not enough, considering you have to pay off student loans?
How long does it take to pay off student loans if you get a job in the field you are actually pursuing ?
If I have the option to obtain the max in students loans but need less than 4k is it worth taking the full loan if I know I might have to pay out of pocket for two classes?
Is it worth taking out a huge amount of money in student loans for out of state college?
I'm out of state from NJ going to school in Boulder. Is it worth it, or should I go home? I don't want to be in crippling debt with a business degree.
How easy is it to get stuck in student loan debt?
Is it really as taking out a student loan and now you’re stuck with it for a long time before you can pay it off? I’ve been wondering because I might want to take a loan for college, and I’m wondering if I will get stuck in debt? *Made minor edit for question clarity - Sharyn, Admin
How do I stay motivated in my finance job search while dealing with depression and constant rejection?
I'm graduating in a week with a business degree from a U.S. university. Before this, I built and exited my own startup, where I was deeply involved in finance, strategy, and operations. I came to the U.S. to gain global exposure and invested everything I had from my startup into this education even taking on loans to make it work. Now, as I try to start my career in finance especially in analyst roles I’m facing constant rejection. It’s incredibly discouraging. I know I bring a unique background to the table, and I’ve worked hard to align my experience with what these roles require, but I'm still not getting offers. The financial pressure from student loans and the emotional toll of not seeing results despite my efforts has led to depression. Some days it’s hard to stay positive or even keep applying. To professionals or anyone who's been through this: How did you push through this kind of situation? What helped you stay focused and mentally healthy while trying to break into a competitive field?
How can I reduce the amount of student loans I have to get?
I am a 12th grader going to college in the fall. I have committed to a private school for my undergrad, but I am stressed about the amount of debt that I will have for the next few years. Does anyone have any tips on how I can reduce the amount of money I will owe by the time I leave? #Spring25
How high is the risk of student debt loans when aspiring to practice alternative medicine practices, is there a certain salary I should strive for compared to the amount of student debt I am looking at ?
I am a recent graduate from UNCG majoring in biology with a minor in chemistry and math. I enjoy sewing and being outside. I lose the idea of Traditional Chinese Medicine as it seems to compass both medicinal practices and natural bounties of the Earth.
What is the best private student loans you can get? #Spring25
Will not qualify for federal student loans.
What can I do to manage student loan debt and afford to work towards starting my own veterinary practice after graduation ?
I am looking for any advice on how someone already in the veterinary workforce pays for student loans or worked towards not having as much in student loans and was able to open their own practice right after graduation?
Where should I apply for loans? #SPRING25
And is it better to overestimate or underestimate how much I'll need for living expenses? #SPRING25 #Spring25
How will I manage student loans once I am out of school? #Spring25
I am a primary education major and am graduating in 2026. At that time I will have several student loans to pay back.
How can I get the best graduate school offer?
I am a college transfer student pursuing Mechanical Engineering. My mom remarried a few months ago, and consequently, my SAI went from $8,000 to $45,000. Thus, I received no financial aid, and I must take out student loans to completely pay for my schooling, as my mom cannot support me. I am worried about the debt, and I want to know what approach I can take to ensure I can pursue my master's degree without more loans, allowing myself to start chipping away at my student debt directly out of undergrad. How can I best accomplish this?
What is the best way to avoid student debt, going into college?
I’m a 12th grade student and I’m really nervous about college. My family is low income and we can’t afford big loans. What should I do?
What is the best financial advice for a pre-med student?
What is the best financial advice for a pre-med student who is receiving some help from my parents for college but will be expected to pay for medical school on my own. How do loans and interest work for pre-med and med students? How can I manage a (healthcare- related job such as a PCT) during college while balancing studying? Any advice is appreciated. Thanks!
How may I establish a plan to pay off my student debt after my four-year college plan, and if so how long will I be paying off my student debt afterwards?
If I am to be $100,000 in debt by the time I finish four years of schooling, is there a possible way that wont have me drowning in my payments each month?
How is it possible to pay off the massive student loans I am about to take on for veterinary school or should I plan to pay it off forever?
How is it possible to pay off the massive student loans I am about to take on for veterinary school or should I plan to pay it off forever?
How did you determine how much federal loans to take out?
I'm on the fence on how much of the federal aid I was offered to accept? I don't want to be stressed while in the program to be working to pay it off, but I don't want to be buried in student loans in my future either?
How do you manage finances and student loans as a teacher when teaching is not always the best paying job?
Specifically special education - for special ed teachers, have you noticed that finances are different for you than regular education teachers?
What is the best way to take care of my student loans?
My family is not one to have enough money for college so I will have to take out loans. Because of this I want to be smart when paying my loans.
Any advice on student-loans for physical therapy school?
What are some tips for student-loans. I am currently in my undergraduate and looking to go to graduate school. With that being said, I am anxious about being over $190k in debt. Any advice?
How can I better prepare to pay my college loans while I am still in school ?
How can I better prepare to pay for my college loans while I am still in school?
Why are there so many student loan to pay?
Why so many student loan to pay 😥😥😥😥😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰😰