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How does a person manage thier time and money in College?

#money #financial-planning #college

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Ken’s Answer

Here are some sites that will help with that question. First, it really does not matter where you go to school. Too many people are spending way too much on an education and ending up with way too much debt.


 It really does not matter what school you attend, as the most important factors are how well you do with the school work, which is an indication to an employer about what kind of employee you will be, and the effort that you put forth in your networking to set up networking connections that will help you throughout your education/career journey. Here is an important video for you to watch: ## http://www.ted.com/talks/julie_lythcott_haims_how_to_raise_successful_kids_without_over_parenting?utm_campaign=social&utm_medium=referral&utm_source=facebook.com&utm_content=talk&utm_term=education ##


Reduce Costs:

 http://www.educationplanner.org/students/paying-for-school/ways-to-pay/reduce-college-costs.shtml


Balance College:

https://www.unigo.com/in-college/college-experience/creating-a-workschool-balance-a-college-student-perspective

http://www.mycollegesuccessstory.com/academic-success-tools/college-life-balance.html

http://www.collegeconfidential.com/dean/000241/

 

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Craig’s Answer

College is all about managing time and life is all about managing money! Great question. Oddly enough the answer to the both of these questions can be the exact same thing. The biggest thing in my opinion is being organized, whether that be a schedule to keep you organized with your time or that be a budget to keep your money organized. Organization is key because you know exactly what is going on and when. A big key factor when talking about managing time for me is waking up early, if you wake up early and dont spend your day sleeping then you have more time to do that activities that need attention. Another key factor for managing time may seem odd, but this is working out, many people will think, but that will cause me to have less time? Although this may be true if you are not already working out, this will keep you on schedule and motivated throughout the day which in turn will keep you more productive! I hope this helps you!!
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Noah’s Answer

Managing time and money in college are not mutually exclusive. The best thing you can do is become more organized. If this means creating a spreadsheet, than use excel or a hand-written sheet to keep track of your inflows and outflows.

College is already expensive enough, so its important to be careful about what you spend your money on. In college I liked to make my own meals and coffee, for the most part, because you will save a ton of money. In terms of managing your time, you want to make sure you are finding a nice balance between being social and doing your work. It's important not to slack off, but to also not take yourself too seriously. Just like anything else in life, you want to find balance and moderation. I liked to get the majority of my work done in the morning, which is when I find myself most productive. Find what best works for you as we are all different learners and creatures of habit. To summarize, you can best manage your time by becoming more organized, and also aware of time itself.

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Edie’s Answer

That's a great question! To be successful in college and life it is crucial that you manager your time and money wisely.

The best way to manage time is too create a broad outline of what you want to accomplish each day and when you will do it. Don't be unrealistic or you will quickly become discouraged. If you think something will take 2 hours, gives yourself 3 hours. Build in flexibility for unplanned things to occur. Don't be too hard on yourself if some days don't go as planned. Just recommit to making the next day better.

Relative to money - do not spend more than you make. It may seem obvious but it is not always easy to do. Also save something out of each pay check. Even if it is $5. Keep track of how you spend your money. It will quickly become obvious where you can limit some spending. Don't worry about keeping up with your friends that have lots of money because of their rich parents. You do what's best for you!
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Paul’s Answer

To mange both successfully will require discipline as well as some effort. Therefore, I strongly suggest you create an excel spreadsheet to write out your daily schedule and a second spreadsheet to budget your money. Putting things in writing will keep you focused and on track.


When I was in college I wrote out my schedule, printed it out and hung it by my mirror so every morning and night I could see what I was supposed to be doing and where I was supposed to be at various times throughout the day. It helped a lot and kept me focused. If that's too old school use the calendar on your smartphone. Type in both your class and work schedules and set-up a 15 minute reminders so you're never late.


If you prefer, find an app for your smartphone that will help you budget your money. Start with an app from your banking institution because this may be the best way to track your spending since it will link directly to your checking and savings account.

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