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Is it possible to graduate from college with $0 in student loan debt?

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I want to be able to pay for college as I go. I want to go to this one university but it costs about $25,000 a year. I want some advice to achieve this goal. #debtfree #scholarships

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Ella’s Answer

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It is, but you will have to work hard and use your network to find the money. Nothing is free, especially college. You'll need to have an organized plan of attack and stick to your schedule. Don't let application dates pass without you acting on them.


  • Sites such as scholarships.com and fastweb seem like scams but I have actually received money for meeting and completing scholarship requirements. Use the internet and search terms like "Local college scholarships."
  • If you are part of a community service organization such as Kiwanis then reach out to programs that you may have volunteered for in the past. They will usually have a scholarship that they give out every year that you may qualify for!
  • Using your high school guidance counselor as a guide is literally what they are there for! Reach out them monthly or bi-monthly to see if they have received any scholarship information. Big companies will send out their scholarship applications to the guidance counselors who will give them to you if they know you are looking!


Keep in mind the average cost of tuition while you look at colleges as well. Everyone has a dream college, but sometimes it doesn't make sense just to go to a school for the name. You can save hundreds if not thousands of dollars by choosing a smaller or state college VS a huge institution. Think about what you really want out of your college experience and find the RIGHT college VS the popular one. Being picky is important! If what you really want is to get out of college with 0 debt then this should be a factor when you are choosing your college.

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Scott’s Answer

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It is possible, but harder than most people think. The cost of college continues to rise. There are a few ways to go to college for free in the United States, such as: military service, tuition free college, and lots of scholarships.

Scott recommends the following next steps:

  • Talk to your high school student services department.
  • Look into tuition free or tuition forgiveness college options.
  • Look for scholarships.
  • Look at community college for core classes first. This keeps costs down in the long run.
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