Charlotte, North Carolina
Hi Tiffanie --
Try to limit how much you borrow. A lot of times you can be offered more money than needed which is tempting. Be prepared to start paying as soon as you graduate (or no longer a student). Make sure you are including these payments as part of your monthly budget. If you can pay more than the minimum do it. If you are having issues paying communicate with your lender. You might be able to change payment date or reduce payment.
Often if you are employed by a 501(c)3 (charitable organization) you might be able to participate in the Public Service Loan Forgiveness program. The same goes for teaching in low-income schools, there is often a break if not a complete forgiveness of the loan.
Lastly, there are two programs that might be worth looking into: IBR and PAYE. IBR is Income Base Repayment and PAYE is Pay As You Earn. IBR/IDR (income driven repayment) is for federal loan programs that help keep payments affordable. The PAYE also for federal loans is a withholding tax that treats this tax as advance payments.
I wish you the best luck in your student career and future plans.