I truly believe studying abroad is absolutely worth it. I've studied abroad in Mexico and Egypt and both experiences were invaluable. It gives you the opportunity to experience a different culture, language and meet new people. Not to mention that employers value this kind of experience. I have been in many interviews where the interviewer picks up on the study abroad information listed on my resume and is instantly more interested in me as a candidate. It shows that you are willing to get outside of your comfort zone. Not to mention it is just fun! If it's possible you should try to study abroad for at least a semester or even two. If that's not possible, look into summer programs or week long trips for fall or spring break. I have friends that took out loans to study abroad and they all have said the experience was absolutely worth it. Good luck!