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How do you pay off collage debt ?

I am trying to go to xollag but I have no money what should I do?

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Michel’s Answer

Always fill out the FASFA. It some cases it can help pay a good chunk of your education not always, but some is better than none. You can work during school, but make sure to take your studies seriously and don’t sacrifice your learning for that. Other than that it is taking out loans and understanding what your earning potential in the future is going to be. Going to a private school and taking on massive amounts of debt for something you see as a hobby is not a good idea, but taking on debt on something you can earn with and enjoy in the future is absolutely okay. Make sure to look into what career options you will have in the future.
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Michelle’s Answer

The links I have provided for you below can help you with this issue. I would advise doing further research beyond that information . You can access much information on this by doing a search on line. Best wishes to you, Christina !

Michelle recommends the following next steps:

APPLY FOR FEDERAL FINANCIAL STUDENT AID https://studentaid.gov/
LOOK INTO ATTENDING NO LOAN COLLEGES TO AVOID DEBT https://www.lendingtree.com/student/colleges-no-student-loans-policy/
APPLY FOR SCHOLARSHIPS https://studentaid.gov/understand-aid/types/scholarships
HOW TO DECLINE A STUDENT LOAN https://joinjuno.com/financial-literacy/student-loans/when-to-decline-a-student-loan-5-tips
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Jerome’s Answer

I started at a community college to keep costs low. From there, you can apply for Grants, Scholarships or find jobs that offer tuition reimbursement.

You may find that you need to work and take classes a couple at a time. As long as you move forward, it’s ok if it takes more time.
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Samantha’s Answer

Hello Christina,

While it's true that the cost of college can seem daunting, there are plenty of strategies to make it more affordable. One key step is completing the FAFSA, which can open the door to financial aid. This assistance can significantly lighten the load, and the best part is, depending on the type of aid, you may not even have to pay it back.

To cover the remaining expenses, consider options like taking out loans, getting a part-time job, or perhaps a blend of both. Don't forget about the wealth of scholarships and grants available from non-profits and big businesses. Here's a handy resource to explore: https://www.scholarships.com/

Remember, as Jerome pointed out, there's no rush to finish your degree in the traditional four years if spreading out the cost makes it more manageable for you. The most crucial thing is to do what's right for your financial health and your education. You've got this! Best of luck on your journey!
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