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How long will I be paying off my college debt if I go for an undergrad and law school?

Asked Andover, Ohio

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Jeanette’s Answer


You will first need to get at least a ball park estimate of how much money you will borrow.  Pick out a few schools that you are interested in and get information about how much it will cost to get a degree.   There are websites that have calculators that can help you determine how long it will take to pay off a student loan.  By researching the internet I located





Jeanette recommends the following next steps:

  • Pick two or three colleges and law schools that you might be interested in and do research to find out how much it generally costs to get a degree. School websites should have information about tuition and admissions offices should be able to guide you to relevant information.
  • Once you get the financial information try out one of the student loan calculators that I listed above to get an estimate of how long it would take to pay off your student loan.
  • Explore options to assist you in financing your education. Seek out scholarships or grants for which you might be eligible. Explore schools that have work/study programs. Look for law schools that have night programs (I believe Georgia State University has one) so that you can work at least part time during the day.
  • Consider going to college part time and working to at least reduce the amount of student loans that you need. In addition, research law schools to fi nd out if they have part time law school programs.
  • Learn as much as you can about student loan programs and options for financing your education. The internet should have a wealth of information. Consider going to a state school where you are a resident to keep costs down.
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