Let's see... To avoid college debt, perhaps get a part-time job and apply for every qualified scholarship and/or grant for free money towards. (i.e. STEM program, etc.) It helps to keep your grade point average very high and participate in a sport(s) and/or Musical/Math/Science program and/or master a foreign language(s). Example - You should talk to your guidance counselor at your high school to create a detail 4 year plan, if you are a freshman. Best wishes!