Hi Rachel, I'm not sure what kinds of scholarships you've applied for yet, but I would look into ones that have some kind of essay component. My understanding is that those have fewer people applying since they require more work. That might up your odds. You may also want to look at AmeriCorps programs, especially if you are considering the nonprofit sector. You'll gain great experience and they provide education awards after your year of service. The downside to this is that you would either have to take time away from school to do your AmeriCorps service or take out loans for school and pursue this when you're done. I've done both the NCCC program and the VISTA program, and had great experiences with both. Here is the link for more info: http://www.nationalservice.gov/programs/americorps
Another thing to consider if you do end up taking out loans for college is the program offered by the government for public service loan forgiveness. Once you graduate, you must work for a nonprofit for 10 years while making payments consistently on your loans. At the end of the 10 years the balance of your loans will be forgiven. You can use an income-based repayment plan so if you aren't making much money once you graduate, your payments will likely be small. The program is specifically for government student loans and not private loans. Here is the link: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service
Sorry I don't have more info on scholarships you can apply for now, but know that there are other options out there.