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What have you found to be the best way to stay out of big student debt?#Spring25
I am stuck between a cheaper school far away or a more expensive school close to home. I want to know how can I minimize my debt?
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Kritsina’s Answer
You can start with a cost analysis before choosing a school. I recommend comparing all the major expenses — like tuition, housing (whether dorms or apartments), cost of living in the area, transportation, and meal plans — for both lower-cost schools and more expensive ones. Sometimes a school with higher tuition might save you money in other areas, so it’s important to look at the full picture.
That’s exactly what I did. I chose to attend a state university, and not only was it significantly more affordable, but I never felt at a disadvantage when I was applying for jobs after graduation. In fact, many employers focus more on your skills, experience, and how well you present yourself — not just the name of the school on your diploma.
It also helps to weigh the pros and cons of each option based on your goals. Think about things like campus resources, networking opportunities, class sizes, and job placement support. Sometimes the 'cheaper' option ends up offering everything you need without the financial burden. Starting with this kind of analysis can give you clarity and help you make a smart, debt-conscious decision.
That’s exactly what I did. I chose to attend a state university, and not only was it significantly more affordable, but I never felt at a disadvantage when I was applying for jobs after graduation. In fact, many employers focus more on your skills, experience, and how well you present yourself — not just the name of the school on your diploma.
It also helps to weigh the pros and cons of each option based on your goals. Think about things like campus resources, networking opportunities, class sizes, and job placement support. Sometimes the 'cheaper' option ends up offering everything you need without the financial burden. Starting with this kind of analysis can give you clarity and help you make a smart, debt-conscious decision.