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Are there specific jobs that guarantee insurance?

I want to work as a Stereoscopic 3D animator for a large company like Lightstorm Entertainment. I am considered about my health care and dental insurance when I receive this job and am wondering if there are specific guidelines companies are required to meet for their employees? #art #graphic-designer #insurance #stereoscopic

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Karen’s Answer

i believe it varies by the size of the company and the state you are working in. Through HR they will go over the health care options, what is provided by the company and how much you need to contribute to get a plan at the level that you feel comfortable with. All companies have the employee contribute to part of the cost of the insurance policies, and by reviewing the options, you can pick what level of insurance suits your present needs.

Thank you comment icon An employer is not obligated to offer insurance coverage especially if you are working part time. The good news is that if coverage is not offered, the Affordable Care Act (Obamacare) is an option. Randi Kretchman
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Bill’s Answer

Grace - good question. From what I know about healthcare, there are no mandated coverages that employers are required to offer to their employees. However, healthcare coverage is a key factor when comparing two or more potential employers. You'll want to perform a Total Compensation Package (TCP) assessment of the various employers to see who in fact has a better TCP. You may find that while one employer offers a lower salary compared to another in the end when you factor in health care, 401K, 401K-match, etc. that the lower salary company may greatly exceed the higher salary company.

Also, when comparing TCP and in particular health care packages, pay attention to out of pocket expenses, where you can go for services, etc. These are things you'll want to spend some time reviewing in order to ensure you make the right choice on which job offer to accept.

Good luck on your future endeavors.
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Samantha’s Answer

If employers offer health insurance, they will have information they will provide to you so you are aware of what is offered. There are many factors that go into whether or not an employer offers insurance. I recommend researching this information prior to making a decision on proceeding with the employer so you can weigh it out before making a final decision. Good Luck!
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Chi’s Answer

I don't belief there are standards, but most company tries to offer benefits that are comparable to their competitors.
You will always get rates that are subsidized by company.

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Keana’s Answer

Hello, this is a great question. I don't think there are specific jobs that offer health insurance. Many do but there are equally many that don't. A lot of companies also offer insurance coverage and the benefits are not as rich as they should be in terms of quality. When applying for a job be sure to inquire about the type of insurance and quality or their insurance coverage.
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