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How do start making money at a young age?

I am in 8 grade my favorite class is gym and math class.

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To: Friend
Subject: Career question for you

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Paul’s Answer

I can offer some advice on accumulating and saving what you earn.

You might try a 90/10 method.

Which is basically taking 10 percent of what you earn (10 cents out of every dollar), and invest it in a bank certificate of deposit or a money market account. You can invest more if you want.

Then us the other 90 percent for other purchases like books, academic materials, transportation, and other items.

This could be a method you can utilize during your lifetime.
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Jacob’s Answer

It's great that you're thinking about financial independence at a young age! Here are some steps to start making money as a middle school student:

1. **Leverage Your Skills and Interests:** Since you enjoy gym and math, consider how you can turn these interests into opportunities. You could offer tutoring services to younger students who need help with math or offer to help with physical fitness activities or coaching.

2. **Online Opportunities:** Explore online platforms like Fiverr, Upwork, or TaskRabbit for age-appropriate tasks you can complete remotely. You might find opportunities related to your interests or skills.

3. **Part-Time Jobs:** Depending on your local labor laws and age restrictions, you might be eligible for part-time jobs such as babysitting, dog walking, or lawn care in your neighborhood.

4. **Entrepreneurial Ventures:** Think creatively about small business ideas. Perhaps you can start a small lawn-mowing service or create and sell math-related study guides or educational materials to fellow students.

5. **Ask for Help:** Talk to your parents, teachers, or other trusted adults about your goals. They may offer guidance, help you find opportunities, or invest in your ideas.

6. **Save and Invest:** Once you start making money, consider saving a portion of it and learning about basic financial principles like budgeting and investing. The money you save now can grow significantly over time.

7. **Stay Committed:** Building a source of income at a young age may require persistence and dedication. Stay committed to your goals and keep exploring opportunities.

Remember, it's essential to balance your work with your school responsibilities and personal time. Building financial skills and habits early on can set you on a path toward financial success in the future.
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Mike’s Answer

Let's cut to the chase: developing a robust sense of purpose is essential. Your time and energy are valuable commodities. Discover something you can be enthusiastic about and then pursue it.

Study how the industry's top performers achieve success. There are numerous resources available, such as books, magazines, and online interviews.
Inform your friends, family, and contacts that you're seeking opportunities to earn money. Occasionally, recommendations from people you know can lead to part-time jobs or gigs.

For gym and math, here are some ideas to get you started:

Tutoring: If you excel in math, consider offering math tutoring services to students in lower grades. You can help them with homework, test preparation, or understanding difficult concepts. You may even find opportunities to tutor your peers.

Sports Coaching: Since you enjoy gym class, consider coaching younger children in sports or physical activities you're good at. You can offer private lessons or lead group sessions for kids interested in improving their athletic skills.

Math Competitions: Participate in math competitions or math clubs, which can not only enhance your math skills but also provide opportunities to win prizes or scholarships.

Online Content Creation: If you have a passion for math, create educational content. You can start a YouTube channel or a blog where you explain math concepts or share math-related tips and tricks. Over time, you can monetize your content through ads or sponsorships.

Sell Math or Gym-related Products: If you're creative, design and sell math or gym-themed merchandise. This could include t-shirts, posters, or educational materials. You can set up an online store to sell your products.

Offer Organizational Services: Many students struggle with time management and organization. Offer your services to help others get organized, create study schedules, or manage their assignments. You can charge a fee for your assistance.

Yard Work and Outdoor Jobs: In your neighborhood, offer services like lawn mowing, gardening, or shoveling snow during the winter months. These outdoor jobs can be physically rewarding and help you earn money.

Math and Gym Challenges: Organize math or gym challenges for your classmates or friends. Participants can pay an entry fee, and winners can receive prizes or awards. This is a fun way to combine your interests and make money.

Pet Sitting and Dog Walking: Offer pet-sitting services for neighbors and friends who are away. You can also provide dog-walking services to pet owners in your community.

Online Surveys and Rewards Programs: Some websites and apps allow you to earn rewards or gift cards by participating in surveys, watching videos, or completing simple tasks. While this may not provide substantial income, it's a way to earn small rewards in your spare time.

Remember to discuss your ideas with your parents or guardians and ensure that any money you earn is managed responsibly. Additionally, consider any local regulations or restrictions that may apply to young entrepreneurs.

Once you begin to earn money, establish sound financial habits by saving a portion of your income and familiarizing yourself with basic investment principles. This can put you on the road to financial stability and wealth accumulation over time.

Make sure you balance your work with your school duties and maintain a solid work ethic. Also, be mindful of any legal requirements and tax responsibilities related to earning income in your region.
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Amalya’s Answer

Hi Kevin,

It's great that you want to make a living at such a young age! Anyway, don't focus on it only. Also think about your studies, hobbies and interests.
What refers to money-making opportunities, you can work online if possible and applicable, offering services related to your talents and skills. You can also start a small business (if you have enough money to start and also have calculated all the risks.)
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