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What is the best way to budget for both undergraduate and graduate, especially because I know I probably will not get a high paying job after graduation?

I want to major in creative writing and/or the classics, and hope to move forward with this to grad school, but want to make sure I can afford it all.

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Teklemuz Ayenew’s Answer

Start by focusing on scholarships—they're competitive, but don't let that discourage you. Build a strong portfolio that shows your passion, commitment, skills, and any experience you have from internships or volunteering. Look for schools that fit your interests and programs, and apply early for scholarships and financial aid specific to your state or country.

If you don't get a scholarship, consider need-based aid or look into public universities, which often have lower tuition than private ones. For U.S. students, schools like Dartmouth College and Grinnell College meet 100% of demonstrated financial need with grants and work-study options. Willamette University also provides need-based tuition waivers and part-time work opportunities, though it might not cover all costs.

Borrow only what you truly need and plan your spending carefully to keep debt low. With these strategies and smart budgeting, you can make your education more affordable.
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Wong’s Answer

Hello! You need to figure out how much money you will need. This includes tuition, fees, books, housing, food, transportation, and personal expenses. Look at the schools you are interested in and estimate the total cost for each year. For graduate school, you may need to think about moving costs or higher living expenses in a new city. Knowing your total costs will help you plan better.

Next, you need to take advantage of every financial aid opportunity available. Apply for scholarships and grants as early as possible for both undergraduate and graduate programs.

For graduate school, you can look for teaching assistantships, research assistantships, or work-study programs. These can help pay tuition and sometimes give you a stipend. If you need to take out loans, borrow only what is necessary and make sure you understand the interest rates and repayment rules.
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