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Should I finish paying my college fees and tuition first or pay to start my own business after I graduate college?


Live as debt free as possible and start putting 15% of your income away for retirement! Stephanie J.

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Subject: Career question for you
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Ken’s Answer

There may be another way.


The most important thing for you to do is to decide what kind of business would be most suitable for you as a person based upon your personality traits. After you decide that, find someone who has a successful business of that type and start working for them. I have seen that many people have been able to get involved in their type of business by first working with someone who has a successful one and becoming their most valuable employee. Over the years, I have seen people either have the business turned over to them when the owner decided to do something else or become part owner or partner. A great advantage of getting involved in a business in this way is that you do not have to make an immediate investment and you do not have to make the mistakes that the owner of a successful business had to have made along the way. Also, this way you could both get involved in a business, which could become your own and earn money to pay off your debts.


Getting to know yourself and how your personality traits relate to people involved in various career opportunities is very important in your decision making process. During my many years in Human Resources and College Recruiting, I ran across too many students who had skipped this very important step and ended up in a job situation which for which they were not well suited. Selecting a career area is like buying a pair of shoes. First you have to be properly fitted for the correct size, and then you need to try on and walk in the various shoe options to determine which is fits the best and is most comfortable for you to wear. Following are some important steps which I developed during my career which have been helpful to many .

Ken recommends the following next steps:

The first step is to take an interest and aptitude test and have it interpreted by your school counselor to see if you share the personality traits necessary to enter the field. You might want to do this again upon entry into college, as the interpretation might differ slightly due to the course offering of the school. However, do not wait until entering college, as the information from the test will help to determine the courses that you take in high school. Too many students, due to poor planning, end up paying for courses in college which they could have taken for free in high school.
Next, when you have the results of the testing, talk to the person at your high school and college who tracks and works with graduates to arrange to talk to, visit, and possibly shadow people doing what you think that you might want to do, so that you can get know what they are doing and how they got there. Here are some tips: ## http://www.wikihow.com/Network ## ## https://www.themuse.com/advice/nonawkward-ways-to-start-and-end-networking-conversations ## ## https://www.themuse.com/advice/4-questions-to-ask-your-network-besides-can-you-get-me-a-job?ref=carousel-slide-1 ##
Locate and attend meetings of professional associations to which people who are doing what you think that you want to do belong, so that you can get their advice. These associations may offer or know of intern, coop, shadowing, and scholarship opportunities. These associations are the means whereby the professionals keep abreast of their career area following college and advance in their career. You can locate them by asking your school academic advisor, favorite teachers, and the reference librarian at your local library. Here are some tips: ## https://www.careeronestop.org/BusinessCenter/Toolkit/find-professional-associations.aspx?&frd=true ## ## https://www.themuse.com/advice/9-tips-for-navigating-your-first-networking-event ##
It is very important to express your appreciation to those who help you along the way to be able to continue to receive helpful information and to create important networking contacts along the way. Here are some good tips: ## https://www.themuse.com/advice/the-informational-interview-thank-you-note-smart-people-know-to-send?ref=recently-published-2 ## ## https://www.themuse.com/advice/3-tips-for-writing-a-thank-you-note-thatll-make-you-look-like-the-best-candidate-alive?bsft_eid=7e230cba-a92f-4ec7-8ca3-2f50c8fc9c3c&bsft_pid=d08b95c2-bc8f-4eae-8618-d0826841a284&utm_medium=email&utm_campaign=daily_20171020&utm_source=blueshift&utm_content=daily_20171020&bsft_clkid=edfe52ae-9e40-4d90-8e6a-e0bb76116570&bsft_uid=54658fa1-0090-41fd-b88c-20a86c513a6c&bsft_mid=214115cb-cca2-4aec-aa86-92a31d371185&bsft_pp=2 ##

To make your more manageable, here are ideas to control your costs along the: Reduce Costs: http://www.educationplanner.org/students/paying-for-school/ways-to-pay/reduce-college-costs.shtml Ken Simmons

Also, here are some thoughts regarding the necessity of college, for your consideration: Should You Go To College https://medium.com/the-mission/high-school-is-over-should-you-go-to-college-b5b6db6f6712 My Biggest Regret: Going to College https://medium.com/the-mission/my-biggest-regret-in-life-going-to-college-ef2068f179cf Ken Simmons

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Deena’s Answer

First I want to make sure that you realize the question you’re asking us about peoples opinions. There is no right and no wrong answer. The answer is really about how you feel about caring that and how comfortable or uncomfortable that makes you feel. In my opinion and again that’s just my opinion the best way to move forward is to be debt-free. So perhaps you can get a job in the field that you want to practicing get some experience pay back your dad and then at least you’ll have some skills and tools for the job you’re working yet and you will be debt-free it’s very important to consult somebody about opening a new business and all the finances and marketing that is needed

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