There may be another way.
The most important thing for you to do is to decide what kind of business would be most suitable for you as a person based upon your personality traits. After you decide that, find someone who has a successful business of that type and start working for them. I have seen that many people have been able to get involved in their type of business by first working with someone who has a successful one and becoming their most valuable employee. Over the years, I have seen people either have the business turned over to them when the owner decided to do something else or become part owner or partner. A great advantage of getting involved in a business in this way is that you do not have to make an immediate investment and you do not have to make the mistakes that the owner of a successful business had to have made along the way. Also, this way you could both get involved in a business, which could become your own and earn money to pay off your debts.
Getting to know yourself and how your personality traits relate to people involved in various career opportunities is very important in your decision making process. During my many years in Human Resources and College Recruiting, I ran across too many students who had skipped this very important step and ended up in a job situation which for which they were not well suited. Selecting a career area is like buying a pair of shoes. First you have to be properly fitted for the correct size, and then you need to try on and walk in the various shoe options to determine which is fits the best and is most comfortable for you to wear. Following are some important steps which I developed during my career which have been helpful to many .
Ken recommends the following next steps: