It’s nice to hear that you are already thinking about investing at such a young age ! I suggests that you start contributing to a retirement account such as an IRA but there is maximum limit on how much you can contribute in a year. Since you are less than 50 y/o , you can contribute to a maximum of $5500 each year then after you turn 51 y/o you can contribute to a maximum of $6500 each year. Secondly, once you get a job and working for a company, you can enroll in their retirement plan such as 401K etc that can be automatically deducted from your paycheck . Be mindful that your IRA and 401k are not taxed by the IRS but once you make a withdrawal from these accounts before you reached the age of 59 1/2, you will get a penalty. Thus, it is taxable. Also, there are different types of IRA that you can choose from depending on your situation. I would recommend visiting some websites that may be useful to you. One is www.bankrate.com for either savings, credit or retirement planning you may need. Also, try to go to different retirement companies that offer IRAs such as fidelity, t Rowe price, vanguard etc. . But, my best advice to you is finished you studies first and think of contributing for your retirement once you have your career in place. Hope this answer your question!