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how will i pay for college

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Thank you comment icon You can start a savings account so you can save up money to pay for college. Brooklynn
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L.N.’s Answer

Hi Anna!

It's good to see that you are thinking ahead about financing your college education. There are many ways that you can pay for college. Depending on whether you attend part-time or full-time, and whether you attend a community college first (less expensive) or a university, you can pay for college by working part-time or full-time, apply for grants, apply for scholarships, or apply for financial aid.

If you choose to work while you attend college, try your best to choose a job that is related to your major so that you can get experience, as well as get a visual of the occupation to see if this is the career major for you. If you work part-time/full-time, be sure to seek an academic advisor or attempt to view sample syllabi of the classes that you are going to take to ensure you try and balance more difficult classes with not as difficult classes to structure your courseload.

You can apply for scholarships to help with college tuition expenses as well. Your career or college advisor can also provide referrals and references regarding the scholarship aid amounts, scholarship types, legitimate scholarship granting organizations (to avoid scams), scholarship requirements, and deadlines so that you will have the funds ready for your college prior to tuition payment due dates.

Financial aid is another option and this involves loans through the Department of Education that must be paid back either during or after graduating college. Financial aid applications are also available through the FAFSA website. The financial aid department at your chosen college can assist you with the application process so that you meet the deadlines for the chosen academic year. Financial aid grants are another option and this is a type of college expense assistance that does not involve loans. Grants are given and not repaid by the student. Oftentimes, undergraduate students can also look into applying for grants and eligibility based upon financial needs relative to the tuition expense of the college tuition. Both of these options can be discussed with the Financial Aid Office for extensive details and steps involved in the application process. Even while applying for financial aid, you can choose to participate in work-study, which allows for you to work part-time either on or off campus if you choose.

As you can see, there are many options available for paying for college and there are many people ready to assist you with questions about financing your education. Don't be afraid to research the Department of Education's website and the FAFSA website in addition to speaking with guidance counselors, academic advisors, career advisors, and the Financial Aid office at the college or university of your choice. They are all ready and willing to assist you!

L.N. recommends the following next steps:

Research the Department of Education's website
Research the FAFSA website
Talk to an advisor (academic, career, guidance, school counselor) and ask about financial aid options (scholarships, grants, work-study, student loans, part-time/full-time work)
Research each college's website and financial aid page for college application deadlines/financial aid deadlines.
Stay positive, be excited about your future, don't worry, and keep smiling! Remember you are not in this alone!
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Tracy’s Answer

Hi! Congratulations on thinking ahead. It's so important to plan for college. I came from a working class family so it was important that I found the money to go to school. My parents couldn't afford to pay for it. There are so many sources of funding for college, many of which have already been listed in other answers. When I went to college, I received funding from the government (Pell and other grants) as well as private scholarships. I received a scholarship to pay for my books, another scholarship that paid for my housing. I was really fortunate. I also had good grades and good SAT scores so make sure you study hard (and get help when you need it). Don't be discouraged if you don't have good grades though - there are scholarships specifically designed for students who have had to overcome many obstacles so their grades aren't the best.

Tracy recommends the following next steps:

Do a google search for "scholarships for college". If you go to church, ask them about scholarships. Sororities and fraternities all have scholarship programs.
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Yasemin’s Answer

Hi Anna! Good question! There are many different ways to pay for college, grants, loans, scholarships, etc. If you are in high school and/or have someone who is in college now, definitely begin to get information from them or either what your school and counselors provide. From my experience you fill out FAFSA first which is financial aid and asks basic information about your family's income. You really won't be too certain of the help you may receive until you fill out FAFSA so begin with that. The application is pretty common questions and is not difficult and guidance counselors can also provide assistance in explaining it, you can also being doing research on FAFSA.ed.gov.; they give information to students about paying for college. After you fill it out and give it time you will get information about what you are able to receive in terms of aid. There are student loans, unsubsidized and subsidized, subsidized is better because they don't build up interest while you are in school; you may also receive grants from the state and there is work-study options on campus that can allow you a paycheck in order to support yourself with books and transportation, etc. It is minimum wage and you work a number of hours a week, it is pretty easy going! I would also recommend to check out scholarships in your school as stated in the previous answers; there are certain ones you qualify for like high GPA/SATs etc. and there are scholarship websites where you can apply too. In addition, when choosing your college make sure to also consider the cost, such as state vs private schools and if you can live off of campus that will help too. I lived with my family because we were close by to my campus and one my friends rented an apartment with others because it was cheaper than staying on campus. Below are some helpful websites to get more information on how to pay for college and manage your loans. As a last note, I would recommend to use loans as a last option and stay away from loans that are high interest and build up quickly; also make sure to be enrolled at least half time- 12 credits- so your financial aid is not affected!

Best of luck!

Yasemin recommends the following next steps:

https://www.scholarships.com
https://studentaid.gov/h/apply-for-aid/fafsa
https://money.cnn.com/2017/04/25/pf/college/pay-for-college/index.html
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Shenelle’s Answer

A good way to save money and put yourself through school is to do your general education classes at a community college first and then transfer to do your major-related coursework. This helps save money and often times your GPA.
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Udayini’s Answer

Colleges provide financial aid to students they are interested in. So, a good GPA, good SAT scores can be the ticket to aid. Also, being a PSAT scholar or semi-finalist also helps with college aid with some colleges.
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Richard’s Answer

Many colleges provide scholarships based on financial need, so you should always be looking for scholarships to apply for! Furthermore, you can always take out student loans to pay back after college. Also, many students work part-time during semesters to qualify for more scholarships and gain money towards paying.
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Josephine’s Answer

Financial aid helps SO MUCH. It basically paid for my entire tuition with leftover to pay rent. Don't forget to fill out FAFSA every year on time! If you don't, you won't get as much financial aid. If you don't get much finaid, see if you qualify for loans. There are also work-study programs in college if you keep your grades up. Good luck!
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Rachel’s Answer

Attending classes at a community college, choosing a state school, and applying to all scholarships available can minimize cost.
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Riley’s Answer

There are a lot of different things that can help you pay for college. For starters, you could always take out a student loan from the bank. This will get you a lot of money without having to do any work for it, but the debt does rack up quickly and you will most likely owe the bank money for at least 5 years after you have graduated from college. Another avenue you could attempt is government aid money. You could be eligible to have your college partially paid for because of your families' current economic standing. Furthermore, you could always try to earn scholarships. You can earn scholarships through academic achievements or athletic achievements!

Riley recommends the following next steps:

Fill out FAFSA to see if you are eligible for government aid.
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Colin’s Answer

There are formal programs of work/study that both provide relevant experience to build your resume and help defray the cost of college. Engineering colleges like Georgia Tech have a cooperative education office that helps place students with all size companies. The Georgia Tech program typically extends the standard college timeline from 4 year to 5 years; but the benefits of experience and pay is well worth it in my opinion.

https://coe.gatech.edu/academics/work-experience-through-co-op-and-internships
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