Since you are asking about skills, rather than personality traits, let me address this head-on. I do not recall who did the research, so pardon me for not giving proper credit. The research said that us women tend not to apply for jobs unless me match the job description perfectly. Men will apply if they meet 60% of the requirements. I have observed women talking themselves out of applying over one tiny routine duty that they did not know how to do (empty the paper shredder, or something. . . ). For real!
What's the employer looking for? A lot depends on the reason for the vacancy. Has someone said they are retiring in 90 days? Great. Let's find the ideal candidate and get them trained up. Or, did an employee get in an accident and get hospitalized? Ouch. We need someone who can jump right in with both feet. Of course, the job announcement won't usually tell you any of this. . . !
I encourage you to apply for whatever you think you can take on. Don't overestimate yourself, but definitely don't underestimate yourself! Also, apply to some positions you think you qualify for but don't think you want. Why? Well, We called it "the practice interview." You don't want your first interview to be with "the ideal job!!" The last person who disregarded this advice lost out on the ideal job. . .
Also, tweak the resume so it is tailored to the particular job announcement. Not for every application, as that will drive you bonkers. But, for the jobs you really want, it might take three hours to apply. Fix up the resume. Write a cover letter. That's a whole 'nother topic, but, if you want pointers, let me know. Some employers aren't big on cover letters, some are. You can really sell yourself with them if you know how to do it!
Soft skills/personality traits mentioned by others are important. They will use "Situational" interview questions to try to capture your style. These are" "tell me about a time when. . . .(you disagreed with your supervisor), (you were not able to complete your work on time), etc. There's a way to answer those. . . Ask when you are ready!
Above all else, don't stress! You want to eat and sleep right, and get some exercise. When you walk in, you want to be confident, but not cocky. Also remember, YOU are deciding if you want to work for them! (Yes, we are all desperate for that first break, but, don't show it!)