Senior UX Designer at LinkedIn
San Francisco, California
First off, congratulation on getting into NHIA and receiving the scholarship. That is an amazing achievement on its own. I actually went through the exact same thing when I was looking for colleges. The question you have to contemplate is, "What is more important?" 1. Going to NHIA, use the scholarship, work or take out loans? or 2. Go to a lesser known school, bust your butt and gain knowledge and experience by other means? I don't want you to think that I'm encouraging you to take the latter, because ultimately that decision is yours to make. However, for myself, I simply didn't want to come out of college with debt. My family struggled to paid their own bills and just couldn't afford to help me with my college tuition. Also, I witness friends and talked with strangers who struggle to pay off their college debt. I didn't want that to hang over me, if I wanted to do something like design.
There's also this misconception that in order to be a successful artist/designer/art person, you have to go to art school. That's not necessarily true. There have been tons of people who enter into the professional world as self-taught individuals and went to public state colleges. Yes, you will miss out on the experts teaching you the latest and greatest, but you can learn a lot of that now even on the net or via meetup.
Be encouraged! People who choose to go into the art field is always the one more true to their inner calling. I hope this helps. Feel free to ask more specific questions.
Dream big, Vivian