Paul Goetzinger MPA
The price of doing business has increased substantially. Start-up costs, resources, supplies, transportation, employee costs, have all gone up in the past two years.
As a result, it takes much more capital and financing for business related operations.
For helping you with continued polishing and planning for your own business, I recommend reading this workbook (https://www.churchofjesuschrist.org/bc/content/ldsorg/topics/self-reliance/2017/14678_sgmb_book_eng.pdf?lang=eng) and also checking out Dave Ramsey's book EntreLeadership.
I would challenge you to think that you actually don't. Launching a business first asset, is an idea (ie. product that will solve a problem, need or want), then scalability... This might or not need investment, start small, use online free tools, test your idea, then as income comes you (re)invest.
It is a valid question, as this is the common understanding and knowledge we have been shared that we need lots of $$ to start, but reality is not. To expand, yes and maybe (it will vary with your product/idea/solution)
Think of a speaker / psychologist/ tshirt printing business/ food delivery / catering, the cost will vary per idea. But starting small and expanding might bring you great learnings firsts and then expand! Good luck!