Jacob and Johannes gave you some great advice about budgeting and spending with the end goal in mind. One thing to add is that, in my experience, financial responsibility is all about your mindset. During my five years in college I had to balance classes, extracurriculars, and working every day to pay my bills. I had to constantly tell myself that every dollar I spent on something I didn't really need, was a dollar I could've put towards my first car or towards my long-term savings. Establishing your financial goals, and believing it is important for you to work towards them, is an important first step!
If you are just getting started with budgeting, many people like the Mint app. Mint allows you to link your bank account to the app, and analyzes how much you're spending in different areas. This is especially helpful if, for example, you spend as much money on eating out as you do on rent. That should tell you to try cooking at home more often! I haven't used the app myself, but I have a ton of friends and coworkers who love it.
Hope this helps, and I wish you the best of luck!
Julia recommends the following next steps:
- Make a list of financial goals - both short term and long term. Brainstorm ideas for how to achieve them.
- Check out Mint: https://www.mint.com