If you are looking to go into the accounting field, you can definitely be successful with or without a master's degree. While having a graduate degree will be a factor that many companies will use in evaluting potential new hires, it is not the only factor, and obtaining a master's degree will not nocessarily make finding a job right out of college easier. Specifically within public accounting, I have started to see more staff at our firm who graduated with both a bachelor's and a master's degree, as many schools now offer the combined programs you mentioned. This can also be a good way for students to meet the credit hour requirement in order to sit for the CPA exam upon graduation (if this is something you are considering). At the same time, I know many people (myself included) who have been successful within the accounting field without a master's degree. I have also known many colleagues who started in public accounting after undergrad and then went back to school for a master's degree after working for a few years. Often times having work experience can help make the master's experience much more meaningful. At the end of the day, you should make the choice you think suits you the best based on your desired career path. Best of luck throughout your college experience!