Is it a good idea to go to a private college even if I don't have enough money to pay it? Should I go to a state university or city college?
I applied to several colleges and I haven't decided yet where to go. The thing is I don't have enough money and I didn't received enough money from scholarships.
What excites you about the different colleges on your list?
Which college may enable you to better reach your career goals?
Do both options have programs and classes you are interested in?
Are you able to take out student loans? If so, what would the impact be on you post-college?
Are you eligible for other scholarships outside of the ones through the school?
What extracurriculars are you interested in and which colleges can support that?
What type of learning environment do you enjoy (eg. class size)?
How important to you is location of these colleges?
What do you think you might major in and what is the pay like for that career? Will you be able to pay off loans quickly?
It is important to weight these different factors while deciding which college to go to, instead of trying to decide in a vacuum only looking at the money. These other things might change how you might prioritize saving money versus taking out loans.
College is extremely expensive, and I understand about limited funds. Have you looked up scholarships and grants? Look into every available option because often there are some "hidden gems" that you didn't even know existed. Speak with your guidance counselor too. They are an excellent resource. Good luck!
Research what's on offer and take some time to reflect. Don't let anyone pressure you into making a quick decision and don't feel like choosing state or city college is inherently inferior. It's your future, make the decision you feel comfortable with.
The desire to attend a well-known private college is high, but I encourage you to, instead, focus on the degree itself. State and city colleges are widely respected by employers, and you avoid the angst of serious debt. Further, the money saved may open future windows after you get your degree, such as paying for an advanced degree. All the best to you.
I would seriously consider going to a community college. Not only does this save you money but gives you more time to think about where you want to end up. Also, basics are basics and it does not make sense to pay for those type of classes at a university. My first year and a half I took basics at a community college and lived at home to save up money.
Also, many states have rules set in place that allow classes from one college to be transferred to another college as long as you stay in state. For example, Texas allowed all my community college classes to be transferred to my university as long as I stayed in state. The beauty about this is its really not up to a college/university it depends on the state education laws. I would encourage you to check your state laws to see if this would be an option for you.
I know its hard not to but do your best not to get stressed out by this decision. Each day is a gift and its not worth wasting time on undue stress/worry.
All the best to you!
Answer supplied from HPE volunteer team