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How am I to pay for college if I don't qualify for financial aid, but my parents won't assist me at all with my college payments? #Spring25

My dad makes too much money for me to get aid, but will not be helping me with college. I work a job but it is not enough... what should I do?

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Subject: Career question for you

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Alfonso’s Answer

Hello Faith! Have you thought about going to another country for college? Check out programs in Germany—they offer free education for everyone, no matter where you're from. Many courses are in English, and top companies like Mercedes, Audi, Porsche, Bayern, and Siemens often support students with expenses. Plus, the government provides free German classes in your first year, so you can easily settle in. And if you're considering other options, Canada is a great choice too. It's more affordable than the US and offers quality education. Best of luck with your College education!
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James’s Answer

Ed's answer is better than mine so I'll just relay my experience.

I took low interest student loans and found the highest paying job on campus. It took a while to pay everything back, I even worked instead of attending my graduation but I did find my way out of debt. Work hard and things will go your way.
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Edward’s Answer

Hello,

I know that college costs are going up, and it's normal to worry about paying for it. But don't worry, there are ways to find help!

1) Check if you or your family are part of any local groups, like a church, Scouts, or the National Honor Society.
2) Look into what opportunities these groups might offer for scholarships or financial aid.
3) Talk to your school guidance counselor; they often know about local and national scholarships.
4) Use Google to find scholarships. Websites like www.scholarshipowl.com can be a great start.
5) Ask friends or family who have received scholarships before for advice on where they found theirs.

I hope these tips help you get started. Remember, there are many types of scholarships out there, like academic or athletic ones, so make sure to check the requirements before applying.

Good luck, and I believe you can do this!
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Jim’s Answer

There are several factors to consider if you do not qualify for financial aid, and no assistance from parents.
1. Review and apply for all scholarships. This includes all University provided, local state (Senatorial), Merit based, and any applicable minority based scholarships, and any scholarships offered by your local churches.
2. Research all possible federal and local low interest student loans. In addition review all private loans that may suit your financial needs.
3. Request for an aid adjustment when applying to a college.
4. Always consider your total 4 year college financial investment, prior to selecting a specific university.
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T’s Answer

Hello!

It's tough to hear you're having trouble finding college funding, but there's plenty of hope! There are many opportunities available to help you out. Try setting aside some time each day or week to search online for scholarships and apply to any that fit your situation. If you have a particular school in mind, reach out to them. They often have counselors or finance officers who can suggest scholarships or financing options. Community colleges are more affordable, and in-state colleges often give discounts to in-state students. Also, some jobs offer tuition assistance. You can also consider finding a job in your field of interest that provides this benefit. Keep pushing forward, and you'll find the support you need!
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Shaun’s Answer

Hi Faith - I can totally relate since my parents didn't help out either financially when I got my BA. In addition to what has already been said, I would add: find the schools with the best value - that could be a local Jr. College or state school. Also look for part-time work, either at your school or outside. The schools often have work programs that help pay for tuition. I was a tutor when I went to school for example. I also found that retail work was the most flexible - that is - they would allow me to work a few hours during school year and then full time during breaks. Retail is also a great way to learn about people, finances and services in general. Good luck to you. You are already on the right path!
- Shaun
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Kathy’s Answer

I agree with the earlier responses—there are some fantastic ideas here! Try to find as many scholarships as you can. Reach out to your school counselor and check your local county government website, as well as local non-profits, which often offer scholarships. Consider jobs that offer education reimbursement or work at the college you want to attend, as they often provide reduced tuition. Starting at a junior college is also a great option; it's usually less expensive, and you can work part-time while possibly getting financial aid. Another path to think about is joining the military. Both my son and daughter-in-law had their college costs fully covered and received a monthly allowance through the GI Bill. Remember, this involves a commitment to service, so talk to a recruiter and others who have served. Also, chat with people who have been to or are currently in college to learn how they manage their expenses.

Wishing you the best of luck!
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