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Brian Downey’s Avatar

Brian Downey

Underwriter at Fannie Mae
Business and Financial Operations Occupations
Atlanta, Georgia
43 Answers
104087 Reads
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Rebekah’s Avatar
Rebekah Apr 21, 2018 855 views

How does not having a #credit score effect one's significant #financial #decisions in life?

I've recently been viewing seminars by #Dave #Ramsey. He spoke of being #debt free and that having a #credit card is not necessary for #life. However, I know that some transactions request a credit score. Also, when shopping online or #traveling abroad I've always thought it was safer to have a...

Kate’s Avatar
Kate Apr 26, 2018 1058 views

What do I need to learn how to do before moving out and living on my own?

I wasn't taught a whole lot at school about what living on your own entails, and now the time has come where I am becoming an adult and have started preparing for my future. I have yet to learn how credit works, as well as interests and loans. I dont know how to do my own taxes or what...

Karisma’s Avatar
Karisma May 11, 2018 1570 views

How are we supposed to build credit, without a credit score ?

Our responsibility as soon as we turn eighteen is to be independent and self sufficient. However, we’re never taught the right tools to know how to even get an apartment. How am I supposed to build my credit score, if no one trusts me enough to even begin?
#credit #creditscore #women #teach

Angel’s Avatar
Angel Jul 11, 2018 625 views

Credit and how it determines job acceptance

Recently, a guest speaker came into our university today to talk about the process that he took to enter a police academy. Apparently one of the major factors that contributed to him attending the police academy was his credit and how good it was. What I want to know is: Does credit play a big...

Cedric’s Avatar
Cedric Mar 18, 2019 1122 views

What best jobs can i get with a degree in finance .

#finance #accounting #business #job #investing

Janelle’s Avatar
Janelle Jul 26, 2018 973 views

Can my credit score actually affect my getting hired for a job?

How does my credit score affect me in the professional world?
#Credit

Lioz’s Avatar
Lioz May 23, 2016 1320 views

What jobs do the majority of finance majors get in the work force?

I am majoring in finance and accounting and would like to know what type of jobs are offered. #business #finance #accounting #financial-planning #managerial-finance

zarah’s Avatar
zarah May 27, 2016 1712 views

is it better to work before going to obtain an MBA?

If so, what sort of jobs would help me get into a good graduate business school? #college #business #economics #professors #mba

Marissa’s Avatar
Marissa Apr 26, 2017 1093 views

Is it to late to start interning?

I am ending my sophomore year of college and I did not apply for any internships, is it going to become more difficult when I try to apply later? #college #internships #summer

Karen’s Avatar
Karen Sep 16, 2016 1311 views

How do you choose the college that is right for you?

I am a junior in high school and am preparing to go to college. I was just wondering how I can choose a college out of all of the colleges that have already accepted me. I have not started applying to colleges just yet, but before it's too late, I want to learn how to pick the right college for...

Shaquanna’s Avatar
Shaquanna Mar 09, 2017 1554 views

What are the most common questions a recruiter will ask for a phone interview?

A lot of jobs I have applied for do phone screen interviews and I just want to know what is the best way to prepare for a phone screen interview. #ceos #managers #supervisors #team-leaders #recuriters

arnold’s Avatar
arnold May 05, 2017 1682 views

how much do certain professions pay?

I'm interested in learning about the pay difference between professions. #technology

Bianca’s Avatar
Bianca Apr 13, 2017 1231 views

What is the best way to stand out to graduate schools?

I am finishing up my bachelor's degree in biology in the spring of 2018. I would like to move on to graduate school and get a masters in speech pathology. What should I make sure I have completed by the end of my undergraduate career in regards to internships, volunteer work, etc? #biology...

Harpreet’s Avatar
Harpreet Apr 20, 2017 1570 views

Whats the best way to deal with the people having negative attitude ? Should we stay with them ?

I kinda of like sharing my upcoming plans with people I know and most of the time they have negative feedback and tells me that they know this is not right and then put some logic to support their claim which is kind of right in their own way but very demoralizing. So what should one do when...

Rachel’s Avatar
Rachel Feb 03, 2017 1151 views

How important some business skills to any job environment?

I am minoring in Business and Liberal Arts in college #business #business-development

Ena’s Avatar
Ena Mar 20, 2017 1032 views

Should I find volunteering relative with my major?

My major is finance #volunteering

Paajcha Julie’s Avatar
Paajcha Julie Mar 23, 2017 1323 views

How do you reconcile between following your passion and choosing a career that can support you financially?

Hello! I am a recent college graduate (got my BA), and I've been recently doing some deep soul searching in terms of life purpose and mission. There is a part of me that wants to go straight for things that I'm interested in but at the same time, I do want to be practical and be in a...

Mohammad’s Avatar
Mohammad Mar 24, 2017 1549 views

How should I negotiate the pay rate of a job?

I'm an Engineering student and I've been actively looking for jobs to apply for. I have found several attractive opportunities but I would like to have a higher pay for some to help with my finances without risking losing them. I wonder how I could do that. #engineering #career #job-search...

Ena’s Avatar
Ena Mar 25, 2017 2485 views

Do you have suggestion to students who hate accounting but have to pass it?

If i won't pass the course in summer I cannot open my next courses. This is compulsory course in business school lol. #financial-accounting

Steven’s Avatar
Steven Apr 01, 2017 1194 views

Should i only take marketing internship for a marketing major?

I am currently majoring in Marketing. I am planning to do summer internships. Should i apply for other types of internships (like finance or sales) other than marketing? or should i just stick to marketing internships? If i should apply for others, what internship should i apply for that would...

Ayomide ’s Avatar
Ayomide Mar 30, 2017 870 views

What if I am also interested in another business area, such as finance, accounting or management?

Accounting student at Towson university #account-management

Timothy’s Avatar
Timothy Apr 04, 2017 1962 views

What exactly is a Mortgage?

Hi, This question may not apply to my life currently seeing how I am a student who does not own any property or a home. But I am still curious to know what exactly a Mortgage is because I think it will be useful to understand in the future. Thanks allot! #college #finance #education #home...

Brittany’s Avatar
Brittany Apr 05, 2017 17565 views

Do you need to have rental history to buy a house?

Rent prices in my area are through the roof, and I feel as though it would be much wiser to invest in property, such as a condo. Is it required to have had your own lease prior to buying a house, or how can you get around it?

Ena’s Avatar
Ena Apr 10, 2017 864 views

How to spend second-year university summer?

I am finance student in business school. If I find a unpaid job in non-for-profit organization as vp finance, is it helping me in future? #finance #volunteering

Prashikha’s Avatar
Prashikha Apr 10, 2017 1097 views

I will be graduating this year from grad school and i don't have experience although i hold 4GPA. Will inexperience really affect my career after i graduate?

I'm a international student and a senior in graduate school. i did my undergrad back home and will be done with my graduate degree this year. my major is finance and i don't have any experience till now. i'm having a hard-time looking for internship and entry-level jobs although i hold 4 GPA....

Kaung’s Avatar
Kaung Apr 27, 2017 1128 views

How successful will I be in the long run after getting degree in Accounting and Finance together?

I am very interest in the field of Business Administration especially Finance and Accounting. I like this profession because of its job opportunities and its financial awards. Its financial Awards can give me financial luck, financial happiness, and of course financial independent. #business...

Gonzalo Rizzo’s Avatar
Gonzalo Apr 19, 2017 1957 views

How important is a degree nowadays?

I wanted to know about how important a degree is since I have seen that every day experience is more important at the time of finding a job and I think that a degree may be falling in a second place #job-search #degree #first-job #job-search-strategies

Victoria’s Avatar
Victoria May 09, 2016 14160 views

What are some jobs that involve a Finance major but aren't necessarily sit down all day jobs or are interesting?

I'm going into Finance and like dealing with money but do not know what I want to do in the field yet. #career #finance

Lera’s Avatar
Lera May 07, 2016 1247 views

Tips for a first year university student?

I'm starting my first year at university this September, and I would like some practical tips on studying, dealing with stress and other challenges that many first years face. #university #college-student #studying-tips

Mallorie’s Avatar
Mallorie May 06, 2016 1227 views

What can I do to start off my career in the right direction?

I'm asking this because I'm going to be graduating high school in a couple of years and I want to start planning what I will do once I do graduate! #college #business #medicine #health #graduate